1inch exchange vs eToro: Fees, Security, Features & Which to Choose (2025)

Trying to choose between 1inch exchange and eToro This side-by-side comparison reveals total cost (fees + spreads), security & licenses, coins/derivatives, deposits/withdrawals, and app quality. In 2 minutes you’ll see who wins for beginners, active traders, and long-term holders. Clear pros/cons, a quick verdict, and safe links to get started.

Last updated on September 11, 2025

1inch exchange

eToro

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Available Countries

United States

Europe

Yes

Latin America

Yes

India

Yes

China

Canada

Yes

United Kingdom

Yes

United States

Yes

Europe

Yes

Latin America

Yes

India

China

Canada

Yes

United Kingdom

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1inch exchange is ideal if:

Aggregated DEX routing: Seamlessly taps into multiple decentralized exchanges in real time to continuously seek the most efficient swap paths, helping you minimize slippage and achieve better price execution.
Advanced swap engine (Fusion/Fusion+): Provides gas optimization, front-running protection, and even gasless swap functionality—all designed to shield your trades and streamline execution.
Broad multi-chain access with advanced tools: Supports numerous blockchains and combines features like limit orders, a built-in wallet, and non-custodial governance mechanisms to offer both flexibility and control.

eToro is ideal if:

All-in-one, intuitive platform You can trade multiple asset types and tap into a global trading community, all from a single, streamlined interface.
Social investing with guided learning You can mirror real investors through CopyTrader and learn via interactive education—perfect if you prefer peer-driven discovery.
Begin with confidence using demo tools Access a generous virtual demo account from day one, letting you practice with zero risk before investing real money.

1inch exchange isn’t ideal if:

No fiat on-ramp available: You must already own cryptocurrency to use the platform, as it doesn’t allow direct fiat-to-crypto purchases via credit cards or bank transfers.
Steep learning curve for newcomers: Its advanced routing, multi-chain options, and DeFi tools can feel overwhelming if you're just starting out.
Subtle centralization elements: Some decisions and protocol updates are still managed by the founding team, which may raise concerns for users seeking full decentralization.

eToro isn’t ideal if:

Serious day traders might feel constrained platform performance may lag, and its simplicity could limit sophisticated short-term strategies (like scalping).
Advanced traders may find tools lacking there's no support for third-party platforms like MetaTrader or advanced order types ideal for expert users.
U.S. crypto enthusiasts face restrictions regulatory constraints limit available tokens and access compared to many global markets.

Fees & Total Costs

Spot Maker/Take

1inch itself does not impose maker or taker fees on spot trades—instead, those fees are baked into the price you see and vary depending on the decentralized liquidity sources it pulls from, such as Uniswap or Balancer, each with their own fee tiers. There’s no volume-based fee structure directly on 1inch, nor token-based discounts to lower these costs.

eToro doesn’t follow the traditional maker/taker pricing model; instead, all spot crypto trades are subject to a flat buy/sell fee, which simplifies the pricing structure without requiring volume-based tiers or native token discounts.

Futures/Derivatives

1inch primarily functions as a DEX aggregator and doesn’t offer native futures or derivatives trading, so maker/taker fee tiers and funding rates are not applicable within its ecosystem.

eToro offers derivative trading through CFDs, without separate maker/taker charges—instead, costs arise from built-in spreads and overnight funding or weekend rollover fees on leveraged positions.

Average Spreads on Liquid Pairs

As a decentralized aggregator, 1inch doesn’t publicly publish average spreads, since spread values dynamically depend on the liquidity depth across multiple sources and real-time routing, making them variable and not standardized in platform documentation.

While eToro doesn’t list minute-by-minute spread values by pair publicly, it applies market spreads plus its flat fee, leading to competitive but not razor-thin spreads on top crypto pairs.

Fiat Deposits & Withdrawals

1inch does not support direct fiat deposits or withdrawals—you need to use an external exchange or service to convert fiat to crypto before transferring funds to 1inch; hence, method options, fees, and processing times depend entirely on that external provider.

Deposits into eToro are free via common methods (cards, bank transfers, e-wallets) with varying processing times; fiat withdrawals carry a standard flat fee (e.g., USD) and may be instantaneous or take a few business days depending on method and region.

On-chain Withdrawals

1inch does not charge withdrawal fees; you only pay the dynamic network (gas) fees required by each blockchain, which vary by network (e.g., Ethereum, Binance Smart Chain, Polygon) and are not set by 1inch itself.

For transferring crypto on-chain, eToro applies a wallet transfer commission—independent of the blockchain network—while the underlying blockchain network fee (e.g., BTC, ETH) is dynamic and paid separately.

Hidden Costs

There are no hidden platform costs like currency conversion charges, inactivity penalties, or speedy KYC fees, as 1inch is non-custodial and does not manage fiat or user funds directly—your only costs are visible swap pricing and network gas.

Beyond trading, costs can include currency conversion charges when operating non-base currencies, a monthly inactivity fee for dormant accounts, and any optional accelerated verification services, though those tend to be avoidable with minimal activity.

Real-World Cost Example: “€500 BTC

Since 1inch doesn’t accept fiat and embeds swap fees in its quoted price, you’d need to first convert your €500 to crypto on another platform (incurring any fiat-related fees and spread there), then swap that crypto to BTC via 1inch (price includes underlying DEX fees), and finally withdraw on-chain, paying network gas—making the practical steps and costs vary depending on which fiat-to-crypto provider and network you use.

Buying €500 worth of BTC would typically involve the flat crypto buy/sell fee folded into the transaction price plus any spread effect, and if you later withdrew funds in crypto, you’d face the wallet transfer charge plus the dynamic network fee—altogether representing a single, compounded cost experience.

Crypto Offering & Trading Features

Number of Coins & Pairs

1inch aggregates a broad range of tokens across multiple chains—hundreds of crypto assets are available for swaps, although no fixed total or “top-20 pairs by volume” is published on-site.

eToro offers over 120 cryptocurrencies across its global platform, and although a ranked top-20 list isn’t publicly detailed, it typically includes the most liquid names like BTC, ETH, SOL, ADA, DOT, and a handful of high-volume altcoins.

Product Range

1inch specializes in spot swaps via its DEX aggregator and supports staking of its token but does not offer margin, perpetuals, options, ETFs, lending, copy-trading, grid bots, or automatic DCA features.

eToro supports spot crypto trading, CopyTrader social investing, and Smart Portfolios, along with crypto staking; it offers ETFs, stocks, options, and CFDs in regions where enabled, but does not provide margin, futures, perpetuals, loans, grid bots, or automated DCA tools.

Liquidity

While exact figures aren’t listed, 1inch routes trades through deep liquidity pools across DEXs and on peak days handles multi-billion-dollar trading volumes—ensuring sufficient liquidity and execution depth for major assets like BTC or ETH.

Specific liquidity metrics aren’t displayed publicly, but eToro’s scale and regulated status suggest solid 24-hour crypto volumes and sufficient order-book depth in major pairs like BTC and ETH, offering dependable execution for most retail traders.

Tools

The platform offers on-chain limit orders, RFQ functionality, Fusion mode for gas-efficient swaps, and API access; however, it lacks native advanced charting tools, alerts, OCO, or built-in TradingView interfaces.

The platform features standard order types such as market and limit, plus alerts and built-in charting with indicators; while it lacks native TradingView integration and public API access, it offers intuitive chart tools suitable for mainstream users.

Geographic Restrictions by Product

1inch is available globally with no region-based restrictions on its decentralized tools—derivative-like features simply don’t exist on the platform, so there’s no regional limitation for unavailable products.

Offering varies significantly by user location—derivatives like CFDs and options may be unavailable or limited depending on local regulations, while staking and certain crypto products may also be restricted in regions like the UK or UAE.

Innovation

1inch drives innovation with its Fusion swaps (gas-saving mode), limit-order automation, and staking/delegation model featuring “Unicorn Power,” but it doesn’t offer launchpads, flexible vs locked earn products, or similar launchpool mechanisms.

Although eToro does not currently support launchpad or launchpool-style token offerings, it provides flexible, opt-in staking rewards on assets like ETH, ADA, SOL, DOT, and others, allowing users to participate or withdraw at their discretion.

Security, Regulation & Custody

Operating Entity & Jurisdiction

1inch Network is operated by 1inch Labs, founded in May 2019 and headquartered in the United States, though governance is decentralized through its DAO.

eToro Group Ltd was founded in 2007 and is headquartered in Tel Aviv, Israel. Its European arm, eToro (Europe) Ltd, is based in Limassol, Cyprus, operating under CySEC, and it also maintains legal entities across the UK, UAE, Australia, Malta, and Seychelles, reflecting a broad and multi-jurisdictional operational structure.

Licenses/Registration

The platform isn’t a centrally licensed exchange—there’s no VASP or EU MiCA registration; instead, it’s governed by a DeFi-oriented self-regulation framework with audit and compliance standards.

eToro (Europe) Ltd holds a CySEC license and is registered as a Digital Asset Service Provider in France (AMF), in Spain via Bank of Spain as a VASP, and operates under the EU-wide MiCA framework, enabling compliant crypto services across the European Union.

Custody

1inch is completely non-custodial—users manage their own funds. It hasn’t published third-party proof-of-reserves reports, though it is working toward self-regulation tools including reserve transparency.

Customer crypto assets are held in omnibus digital wallets in custody by eToro (Europe) Ltd, with private keys retained by the platform—not the user—and segregated from corporate reserves; although eToro doesn’t publicly publish proof-of-reserves or cold-storage percentages, this structure aims to reduce client-side risks.

Insurance & Protection Funds

There’s no dedicated insurance or protection fund covering user assets, as the platform relies on its decentralized, audited smart-contract architecture rather than custodial safeguards.

For higher-tier members like Platinum and above, eToro offers private insurance via Lloyd’s of London covering cash, CFDs, and securities in case of insolvency; additionally, clients may access compensation from relevant investor compensation schemes governed by their regulatory body.

Incident History

A notable security event involved a March 2025 exploit that targeted deprecated Fusion v1 third-party resolvers, resulting in a ~$5 million loss, though most funds were recovered after negotiations.

eToro has no major recent hacks, but it faced a €1.3 million fine in Italy for misleading promotion practices and settled with the U.S. SEC in 2024 for operating as an unregistered broker; it also has a history of regulatory actions including fines and blacklisting in Quebec and Canada.

Risk Controls

1inch employs robust protections—real-time AML screening, address blocklists, non-upgradable contracts, dApp simulations, geofencing, and resolver whitelists enhance safety and reduce fraud risk.

eToro provides standard security measures such as 2FA and anti-phishing mechanisms; however, it doesn’t offer features like sub-accounts, granular API permissions, or whitelisting yet—keeping risk controls accessible but basic. (No citation available.)

Transparency

While there are no formal monthly reports or SLAs published, 1inch’s smart contracts and security framework are thoroughly audited and documented, and it has introduced a self-regulation initiative for improved transparency.

While eToro does not disclose public wallet addresses or monthly reserves reports, it supports transparency through Key Information Documents (KIDs) and SEC filings, but it doesn’t offer service-level agreements or public audit trails tied specifically to crypto custody.

Deposits, Withdrawals, KYC & Support

Fiat Deposit Methods

1inch Wallet enables fiat-to-crypto purchases via top-tier providers like Banxa, MoonPay, Sardine, Mercuryo, Transak, Stripe, and Ramp—offering card, bank transfer, and local payment options; minimums, maximums, and processing times vary per provider and region.

eToro accepts a variety of funding methods, including bank transfers, debit/credit cards, and e-wallets like PayPal or Skrill, with minimum first deposits ranging from about $50 to several thousand depending on your country and method, daily or transaction limits often apply, and deposit times vary from immediate (cards and e-wallets) to a few business days (bank transfers).

Supported Fiat Currencies & Conversion

KYC (Verification Levels)

The wallet relies on integrated fiat-on-ramp providers to handle KYC—there’s no platform-level tiering; purchase limits and verification requirements depend on the chosen provider’s policies.

On opening, unverified accounts are subject to lower deposit limits (e.g., around $2,000); full identity verification lifts those constraints—though eToro doesn’t generally publish tier names like “basic” or “advanced,” completing KYC empowers higher funding and withdrawal options.

Withdrawals

Limits, Times, Networks

Customer Support

The platform offers 24/7 in-app chat support, email contact options via its help center, and a comprehensive knowledge base with guides and troubleshooting articles.

eToro offers help via email and a comprehensive online help center with articles, though live chat availability can vary by region; response times generally range from a few hours to a couple of business days depending on complexity and support volume.

Languages & Localization

The developer portal and support interface currently operate in English only, though the Card interface includes localized language support via its issuing partners; fiat amounts are displayed depending on your currency selection but no full Spanish-native interface exists.

eToro supports multiple language interfaces including Spanish, displays fees and balances in your preferred fiat (like EUR), and aligns its offerings with local regulatory requirements to ensure regional compliance.

App Quality & Stability

The 1inch Wallet shows a sleek, intuitive interface with frequent updates, Fusion mode enhancements, and robust security features—while occasional crash reports exist, the app remains generally stable and well-optimized across Android and iOS.

The mobile app is frequently updated, offering a stable experience on iOS and Android; while official crash-rate statistics aren’t shared, user feedback suggests solid performance and consistent feature enhancements over time.

Experience, Performance & Ecosystem

UX/UI

The 1inch Wallet delivers a polished, intuitive interface praised for outperforming competitor wallets while remaining accessible to both newcomers and seasoned DeFi users. Although there’s no explicit “Lite” or “Pro” mode, its design balances simplicity and depth—favorites, all-networks view, and QR-based actions keep navigation smooth while advanced features remain within reach.

eToro’s interface is clean and intuitive, designed so that beginners can feel comfortable right away; while there isn’t a formal “Lite” vs “Pro” mode, advanced users can dive deeper via more detailed chart tools and layout options that gradually reveal themselves as you get more experienced.

Performance

Order execution in 1inch is impressively fast, thanks to its intelligent routing system, and it handles peaks in volatility with reliable stability. Built-in features like canceling or accelerating transactions further ensure resilience—there are no widespread reports of app or KYC delays even during high-traffic bull market periods.

Order execution is generally smooth, but during extreme price swings or system maintenance you might notice slight latency; the platform reliability is strong overall, though KYC reviews can occasionally take longer during periods of high account openings—especially in bull market surges.

Education

While 1inch lacks a formal academy, demo environment, or Spanish-language tutorial series, it’s rich in practical guidance via its Help Center, blog posts, and built-in quick tips within the app—as well as “Pro Tips” playlists—designed to help users learn on the go.

eToro provides a comprehensive Academy with video lessons, podcasts, and articles, and a $100,000 virtual portfolio simulator to practice trading; while most content is in English, platform navigation and key resources are also available in Spanish to support Spanish-speaking users.

Community

The platform supports an active ecosystem with official channels on Discord, Telegram, Reddit, and a functional referral system, fostering an engaged user base—even if it doesn’t yet host its own formal forum or AMA events.

There’s a built-in social network where you can comment on trades, follow investors, and invite friends via referral links—though it doesn’t rely on external forums or Telegram for community features, everything is kept within the platform to foster interaction.

Integrations

1inch excels in Web3 integration, allowing seamless dApp connectivity via WalletConnect and Ledger hardware; however, it does not currently embed TradingView, tax tools, external bots, or accounting features directly into its wallet—signal potential for future expansion.

eToro doesn’t support direct TradingView embedding, external bot automation, or built-in tax/accounting tools, so you’ll need to rely on third-party services to analyze charts or manage your portfolio’s tax reporting externally.

Who Each One Is Best For

The wallet is best suited for users who value a sleek, secure DeFi experience across chains, including budget-conscious DeFi explorers and power users needing advanced routing—while newcomers benefit from its intuitive design, though those seeking built-in educational modules or portfolio tools may have a slight learning curve.

eToro is ideal for traders who value simplicity, social features, and all-in-one access to assets—even if that means fewer professional-grade tools; active day traders or institutional users might find it less fitting due to lack of algorithmic support or deep integration capabilities.