Gate.Io vs Biking: Fees, Security, Features & Which to Choose (2025)

Trying to choose between Gate.Io and Biking This side-by-side comparison reveals total cost (fees + spreads), security & licenses, coins/derivatives, deposits/withdrawals, and app quality. In 2 minutes you’ll see who wins for beginners, active traders, and long-term holders. Clear pros/cons, a quick verdict, and safe links to get started.

Last updated on August 16, 2025

Gate.Io

Biking

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Available Countries

United States

Europe

Latin America

Yes

India

China

Canada

United Kingdom

Yes

United States

Yes

Europe

Yes

Latin America

Yes

India

China

Yes

Canada

Yes

United Kingdom

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Gate.Io is ideal if:

Perfect for advanced or algorithmic traders, offering powerful tools like trading bots, copy trading, extensive APIs, and access to derivatives across thousands of assets.
Great for altcoin hunters, thanks to one of the broadest selections in the market—over 3,800 cryptocurrencies and nearly 3,000 trading pairs.
Well-suited for passive earners, with diverse opportunities such as staking, crypto lending, auto-invest, and DeFi integration.

Biking is ideal if:

For traders seeking smart contract flexibility, BiKing offers multiple contract types—perpetuals, quick contracts, and cross-margin/isolated modes—so you can align with diverse market strategies.
If asset security matters to you, the platform emphasizes bank-level protection, with deep cold storage, multi-signature withdrawals, and a tiered risk-control system.
When you value responsive support, BiKing provides 24/7 customer assistance and maintains a user-centric approach to keep trading smooth and reliable.

Gate.Io isn’t ideal if:

If you prioritize heavy regulatory oversight, Gate.io may fall short as it operates with lighter regulatory frameworks and lacks oversight by major global authorities.
If you're new to crypto and value simplicity, the platform’s advanced interface and multitude of tools can feel overwhelming rather than beginner-friendly.
If you need mobile-first usability, the mobile app may underperform compared to the desktop version, impacting ease of use on the go.

Biking isn’t ideal if:

If you prioritize top-tier regulatory protection, BiKing falls short—it’s not overseen by major regulators, thus offering less legal safety and transparency.
For users seeking high liquidity or advanced tools, the platform may feel basic and limited, especially compared to larger exchanges.
Concerned about reputation and transparency? BiKing has multiple user complaints about withdrawal issues, expired licenses, and opaque operations—raising red flags for reliability.

Fees & Total Costs

Spot Maker/Take

Gate.io employs a tiered VIP structure (from VIP0 to VIP16) that adjusts maker and taker spot fees based on your trading volume; you can also use the native GT token to reduce fees, and high-volume market makers may even enjoy negative maker fees via special rebate programs.

BiKing applies a flat trading fee for both makers and takers on spot trades, regardless of your volume level; there’s no discount tied to using a native token, so the cost per trade remains consistent across users.

Futures/Derivatives

Futures trading follows its own tiered fee system with options to reduce taker fees via points or VIP rates; funding rates (which fluctuate based on market conditions) apply to perpetuals and are recalculated periodically to balance long and short positions.

On perpetual futures, BiKing charges a uniform fee whether you’re adding or taking liquidity, and funding payments happen directly between traders on fixed intervals—BiKing itself doesn’t impose any additional charge for that.

Average Spreads on Liquid Pairs

While Gate.io doesn’t publish fixed spreads, its BTC/USDT and ETH/USDT markets benefit from deep liquidity and tight bid-ask spreads, ensuring competitive execution for high-volume traders.

The exchange maintains tight spreads on its most traded pairs to support efficient execution, reflecting its focus on seamless trading in deep markets.

Fiat Deposits & Withdrawals

Fiat transfers depend on location and may include bank wires, credit/debit cards via partners like Banxa or Simplex, and P2P, with varying processing times and gateway fees—not detailed here to maintain evergreen relevance.

BiKing currently does not facilitate traditional fiat deposits or withdrawals via bank wires or cards, operating chiefly within the crypto-to-crypto sphere to keep things straightforward and platform-native.

On-chain Withdrawals

Crypto withdrawal fees are dynamic and adjust to blockchain conditions such as congestion; for example, BTC withdrawal fee is dynamically priced and often lower than industry average, while certain networks like TRON adapt under energy-based models.

Withdrawal costs are dynamically calculated based on network conditions—BiKing passes along the prevailing network fee for each blockchain rather than using a fixed fiat-denominated rate.

Hidden Costs

Additional expenses may crop up via fiat-to-crypto conversion spreads, optional fees for expedited KYC, or premium services—these vary by region and user actions but are part of your effective cost.

There’s no evidence BiKing applies fees for things like currency conversions, account inactivity, or expedited verification processes, making its structure transparent and predictable beyond standard trading and withdrawal costs.

Real-World Cost Example: “€500 BTC

You’d face a small spread on the spot pair, a spot taker fee (reducible via VIP or GT), possible conversion costs from EUR to USDT/BTC, and a dynamic blockchain fee when withdrawing—altogether, the total cost blends spread, trading fee, currency conversion, and network withdrawal cost.

In a scenario where you convert fiat into crypto—though fiat options are not currently available—BiKing’s structure means you’d face only the usual spot trading fee and the network-based withdrawal cost, without added platform margin or hidden charges, ensuring clarity in your total cost.

Crypto Offering & Trading Features

Number of Coins & Pairs

Gate.io supports a vast array of more than 3,600 to near 3,900 cryptocurrencies and over 2,500 to 3,800 trading pairs, covering everything from major coins to niche altcoins—its top 20 pairs by volume regularly include staples like BTC/USDT and ETH/USDT.

BiKing lists around 260 cryptocurrencies and their associated trading pairs; the top 20 pairs—dominated by major market leaders—are generally those with the deepest liquidity and highest activity.

Product Range

The platform offers nearly every major trading and investment option, including spot, margin, perpetual futures, options, copy trading, grid bots, auto DCA, staking/earn programs, loan services, and even ETF-like passive products.

The platform focuses on perpetual and quick contracts, spot trading, and “bonus” or gamified contract modes—without options, ETFs, staking pools, lending, copy trading, grid bots, or auto-DCA features.

Liquidity

Gate.io consistently ranks among the global top three for 24-hour spot trading volume, demonstrating deep market depth—liquidity in BTC/USDT and ETH/USDT is robust, ensuring tight order book spreads and ample execution for sizeable trades.

BiKing reports healthy daily volumes in both spot and derivatives markets, supporting smooth execution; specific order-book depth metrics for BTC/ETH suggest reliable liquidity for active traders.

Tools

Traders on Gate.io benefit from advanced tools including limit, stop, and OCO orders, trading alerts, rich native charting, comprehensive APIs with WebSocket support, and integrated TradingView charts for sophisticated analysis.

BiKing supports standard order types like limit, stop, and OCO, and includes charting and API access, though it lacks built-in TradingView integration or advanced alert systems.

Geographic Restrictions by Product

Certain sophisticated products like derivatives, futures, or margin trading may be restricted in specific regions due to regulatory constraints, meaning availability will vary depending on your jurisdiction.

Certain advanced products such as derivatives may be restricted in regulated regions—even with global availability, some users may find limited access to full product suites depending on local laws.

Innovation

Gate.io stays ahead in innovation with features like launchpad/token sales (IEOs), launchpool events, and flexible vs locked “earn” staking products—all part of its ecosystem-driven approach to expanding passive and active income streams.

While lacking a traditional launchpad, BiKing does offer bonus-mode trading (a task-based rewards system) and appears exploring features like GameFi zones to engage users in flexible, incentive-driven trading experiences.

Security, Regulation & Custody

Operating Entity & Jurisdiction

Gate.io was founded in April 2013 by Dr. Lin Han and operates under the Gate Group umbrella from multiple jurisdictions, with its main legal base often linked to entities such as Gate Technology Ltd and other affiliates spread across regions.

BiKing is operated by BiKing Financial Ltd., founded in 2017 and headquartered offshore, with its main operations based outside major financial jurisdictions to provide global access and flexibility.

Licenses/Registration

Gate Group holds a Class 4 VFA license in Malta, registrations as a Virtual Asset Service Provider (VASP) in Lithuania and Italy, plus operational approvals in Hong Kong, the UAE (DMCC and VARA), the Bahamas, and others—ensuring compliance across key markets.

BiKing holds MSB-style licenses in places like the United States and Canada, but is not regulated by top-tier financial authorities, which limits its legal transparency and oversight.

Custody

Gate.io uses its own custody infrastructure paired with third-party oversight, employs an open-source Merkle-Tree based Proof-of-Reserves system (upgraded with zk-SNARKs), audited by Hacken and standalone firms, offering transparency over asset backing far above 100 %.

BiKing uses in-house custody with deep cold storage, multi-signature withdrawals, and an anti-risk architecture to protect user funds, although it does not publicly publish proof-of-reserves or detailed audit reports.

Insurance & Protection Funds

Gate.io maintains the Gate SAFU fund—a reserve pool designed to serve as an emergency protection mechanism for user assets—offering a supplementary safety layer in case of extreme incidents.

There’s no publicly disclosed insurance or user compensation fund, meaning users rely primarily on BiKing’s internal security framework rather than external protection schemes.

Incident History

While Gate.io has avoided major publicized hacks, it made headlines in 2022 for helping return a mis-sent $416 million in ETH from another exchange—demonstrating a transparent response capability and operational integrity.

BiKing has no prominent history of major hacks or regulatory penalties, although there are occasional reports of withdrawal delays and limited transparency in incident reporting, which suggests a mixed track record on operations.

Risk Controls

The platform includes robust security features such as mandatory two-factor authentication (2FA), anti-phishing safeguards, whitelisting of withdrawal addresses, tiered sub-accounts, and finely-granular API permissions for tailored access control.

The platform supports robust safety features such as two-factor authentication, encryption, intrusion prevention systems, and expressive API controls, all reinforced by firewall protections and multi-layer risk policies.

Transparency

Gate.io stands out for its high transparency—publishing monthly PoR reserve ratios (e.g., total reserves > $10 billion with ~128 % backing), providing public wallet addresses, and committing to service-level expectations through audit-backed disclosures.

BiKing lacks publicly visible wallet addresses, formal service-level agreements, or monthly transparency reports, making it less open about operational metrics and fund holdings than more transparent platforms.

Deposits, Withdrawals, KYC & Support

Fiat Deposit Methods

Gate.io supports fiat deposits via bank transfers, credit/debit cards, and third-party providers like Simplex, Banxa, and Mercuryo, though availability, limits, and processing times depend on your region.

BiKing does not support traditional fiat deposit methods—like bank transfers, cards, or e-wallets—so there’s no associated limits or processing times to consider.

Supported Fiat Currencies & Conversion

BiKing does not support traditional fiat deposit methods—like bank transfers, cards, or e-wallets—so there’s no associated limits or processing times to consider.

KYC (Verification Levels)

Gate.io requires KYC, using a tiered risk-based approach (from basic identity to advanced address verification) that determines your access and daily withdrawal limits—higher levels offer greater flexibility and limits.

BiKing mandates a primary KYC step that ties your identity to your account, required to begin trading; there is no tiered verification system publicly described, and higher account access is granted once the basic identity check is cleared.

Withdrawals

Withdrawal limits rise substantially with verification level (e.g., from USD 100k equivalent up to millions per day), and available networks such as TRC20, ERC20, BEP20 depend on the asset—processing times and fees vary.

On-chain withdrawals are available via multiple blockchain networks (e.g., ERC-20, BEP-20, TRC-20), with dynamic delays depending on network conditions; specific daily or per-transaction caps are not openly defined.

Customer Support

Gate.io provides 24/7 support through live chat and email, boasting fast response times, along with a comprehensive help center full of guides and FAQs.

BiKing advertises round-the-clock customer support, accessible via in-app or web chat and email, along with an evolving help center, though exact average response times aren’t specified.

Languages & Localization

The platform is highly globalized, offering full support in over a dozen languages, and displays pricing and interface elements in common currencies like USD and EUR, accommodating diverse user bases.

The interface is fully available in English among other languages; while fees or quotes aren’t localized to € or $ specifically, the platform remains region-agnostic without deep alignment to particular local regulatory setups.

App Quality & Stability

The Gate.io mobile app offers full trading functionality and real-time data, though user feedback notes occasional sluggishness or UI lag—especially under heavy load or rapid market moves.

The BiKing app is promoted as continuously refined by its tech team for a smooth trading experience, though there’s no publicly available data on crash rates or the recency of updates.

Experience, Performance & Ecosystem

UX/UI

Gate.io offers both “Lite” and “Pro” trading modes—Lite is streamlined and user-friendly for beginners, while Pro packs charts, order types, and data panels for experienced traders, giving users an adjustable interface that aligns with their skill level.

BiKing offers a polished, intuitive interface with a fast-matching engine and a slight learning curve—ideal for both new and experienced users—though it doesn’t explicitly separate “Lite” and “Pro” editions, delivering advanced functionality within one cohesive layout.

Performance

Order execution is generally swift, though during extreme market swings there can be minor delays or slowed UI responsiveness; KYC review waits can also stretch in bull phases when new registrations surge, causing temporary bottlenecks.

The platform emphasizes microsecond-level order matching and anti-risk mechanisms to keep operations stable during spikes in market volatility, maintaining responsiveness when others might lag.

Education

Gate’s learning platform features interactive tutorials, live articles, and a practicing simulator for options—though most materials are in English, they’ve recently added some Spanish-language content and step-by-step guides to ease onboarding.

While there’s no dedicated academy or simulator, BiKing supports its users through informative FAQs, community insights, and integration with evolving GameFi incentives to help users learn indirectly.

Community

Gate.io supports an active user ecosystem with a Community Center, official blog updates, and social channels (including Discord/Telegram), plus a rewarding referral program that encourages peer sharing and learning.

BiKing boasts an energetic affiliate scheme (with unique perks such as high-value rewards), along with active official Telegram and social media channels that foster collaboration and user growth.

Integrations

Gate integrates natively with TradingView for advanced charting, supports external trading bots, and connects to tax/reporting tools like Blockpit—helping users with strategy automation and financial recordkeeping.

The platform backs core trading tools and API access for external developments, though it stops short of native TradingView embedding or tax/accounting tool integrations—focusing instead on simplicity and performance.

Who Each One Is Best For

Gate.io is a strong fit for tech-savvy traders who value depth, flexibility, and ecosystem integration; it’s well-suited to those looking to level up from simple platforms but may feel dense for casual or beginner users who prefer straightforward, minimal interfaces.

BiKing suits traders seeking a high-performance, security-focused crypto platform with GameFi gamified experiences and solid community backing—less so for those needing extensive educational modules, sophisticated bot ecosystems, or financial reporting tools.