Htx vs 50X: Fees, Security, Features & Which to Choose (2025)

Trying to choose between Htx and 50X This side-by-side comparison reveals total cost (fees + spreads), security & licenses, coins/derivatives, deposits/withdrawals, and app quality. In 2 minutes you’ll see who wins for beginners, active traders, and long-term holders. Clear pros/cons, a quick verdict, and safe links to get started.

Last updated on August 16, 2025

Htx

50X

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Available Countries

United States

Europe

Yes

Latin America

Yes

India

Yes

China

Canada

United Kingdom

United States

Yes

Europe

Yes

Latin America

Yes

India

China

Canada

Yes

United Kingdom

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Htx is ideal if:

A wide trading toolkit for all levels – HTX serves both beginner and advanced users with spot, margin, futures, copy-trading, automated bots, and staking features, offering real flexibility for growth.
Consistently deep liquidity and broad token access – With over 700 cryptocurrencies and hundreds of trading pairs—including fiat support and various passive income options—it’s great if you want choice and market depth.
Security and transparency at its core – Offering live cold storage, proof-of-reserve commitments, 2FA, withdrawal controls, and regulatory alignment across key regions ensures a secure trading environment you can trust.

50X is ideal if:

Instant coin-to-coin trades — You can swap any listed cryptocurrency directly for any other in a single transaction using its unique Any-to-Any trading core, without extra conversion steps.
Passive income through native tokens — Holding STE or A2A tokens entitles you to profit-sharing or dividend-style earnings from the platform’s performance.
Advanced trader tools with liquidity boost — The platform offers professional-grade interfaces, customizable layouts, and aggregates liquidity from major exchanges to enhance execution and depth.

Htx isn’t ideal if:

Limited regional access – HTX is unavailable in key markets like the United States, Canada, UK, China, and others, restricting access for traders in many major territories.
Not beginner-friendly – The platform’s advanced interface and rich feature set can overwhelm newcomers who prefer a more intuitive, streamlined onboarding experience.
Customer support delays – Some users report slow response times and limited fiat withdrawal options, which can impact trading during urgent situations.

50X isn’t ideal if:

Liquidity limitations — Lower trading volumes can result in occasional liquidity tightness, which may affect large or rapid trades.
No fiat access or KYC — You won't be able to fund your account with traditional currencies or use fiat deposits and withdrawals in the usual way.
Offshore registration — Its incorporation in an offshore jurisdiction may offer less regulatory protection and oversight compared to more regulated platforms.

Fees & Total Costs

Spot Maker/Take

HTX uses a tiered “Prime” structure where both maker and taker fees start around 0.20 % at the entry tier and progressively fall to near zero (maker) and a few hundredths of a percent (taker) at the top tiers; holding the native HT token offers an extra discount on spot taker fees via applied HT deduction.

50 X charges the same flat 0.20 % fee for both maker and taker spot trades; holding and paying with the internal A2A token for applicable pairs (like A2A/BTC or A2A/ETH) cuts that fee in half.

Futures/Derivatives

Futures contracts (USDT- or coin-margined) begin with maker fees around 0.02 % and takers around 0.05–0.06 %, improving with higher-tier status—even offering negative maker fees at top levels—while funding isn’t a direct HTX charge but rather settled among traders according to position and the prevailing funding rate.

For futures contracts on 50 X, both maker and taker fees are effectively zero, but as with most platforms, funding fees apply periodically to align futures prices with spot.

Average Spreads on Liquid Pairs

HTX reports tight spreads on major pairs like BTC/USDT and ETH/USDT; spreads tend to remain narrow thanks to deep liquidity, though exact percentages aren’t published—indicative of competitive conditions.

The platform’s “Any-to-Any” matching and relatively low volume can widen average spreads on major pairs compared to high-liquidity competitors.

Fiat Deposits & Withdrawals

Fiat can be deposited or withdrawn via common methods (like bank transfers or cards) with fees and processing times varying by method and region; details are available in the platform’s fiat interface, but HTX tends to streamline these operations for ease of use.

There are no direct fiat deposit or withdrawal options—though you can buy USDT via a third-party gateway using cards or Advcash, but the fees vary significantly and are set by the provider.

On-chain Withdrawals

Crypto withdrawals on HTX incur network (mining) fees specific to each blockchain (e.g. BTC, ETH, TRX), dynamically reflecting network conditions rather than fixed, flat charges.

50 X applies fixed withdrawal fees per crypto and network—e.g. modest flat fees for BTC, ETH, XRP—rather than dynamic per-network pricing.

Hidden Costs

Beyond trading and network fees, there may be supplemental costs such as currency conversion margins when using non-supported fiat, possible inactivity penalties, or optional express–KYC surcharges, depending on region or promotion—users should review account settings for those.

You won’t face inactivity or KYC express charges, but currency conversion and payment-gateway fees (when buying via card) can be steep and are charged externally.

Real-World Cost Example: “€500 BTC

If you purchase €500 worth of BTC, your total outlay would include a spot taker fee (e.g. ~0.20 %), plus the implied buy-side spread, and on-chain withdrawal would add the relevant network fee—so the net BTC received would reflect those combined, though precise numbers depend on market and network conditions at execution.

If you spent €500 to acquire BTC, you’d pay the platform’s spot fee (≈0.20 %), absorb the BTC/fiat spread from the gateway, and then pay the fixed network fee to withdraw on-chain.

Crypto Offering & Trading Features

Number of Coins & Pairs

HTX lists over 700 digital assets (some sources suggest over 1,000, though officially it’s 700+) and supports hundreds of trading pairs; the top 20 by volume typically include heavily traded pairs like BTC/USDT, ETH/USDT, XRP/USDT, and other high-liquidity altcoin-USDT combinations, reflecting mainstream market interest.

50 X offers around 24 cryptocurrencies and roughly 105 trading pairs in total; their top 20 pairs by volume typically include BTC/USDT, ETH/USDT, LTC/USDT, TRX/ETH, LINK/USDT, XRP/USDC, and other active altcoin-to-cryptocurrency combinations.

Product Range

HTX delivers a robust suite

The platform focuses on spot trading and spot-margin (leveraged crypto-to-crypto), and also offers perpetual futures via A2A liquidity, token-based passive income (through dividends and managed accounts), but doesn’t provide options, crypto ETFs, savings staking, lending, copy trading, grid bots, or automated DCA tools.

Liquidity

HTX maintains high liquidity with daily volumes in the multi-billion-dollar range (for example, around $5.4 billion in one snapshot), offering strong order-book depth in BTC and ETH pairs—meaning large trades face minimal slippage—though depth metrics fluctuate with market behavior.

Trading volume on 50 X remains modest—24-hour volume is under $100k—so book depth on BTC/ETH pairs is relatively shallow, leading to potential slippage or less depth during larger trades.

Tools

Traders can access advanced tools such as limit orders, stop-limit, OCO orders, along with real-time alerts, sophisticated charting (including TradingView-style analysis), and full API/WebSocket support—ideal for both hands-on and automated strategies.

You’ll find essential order types like limit, market, stop-loss, and trailing stops with charting tools integrated into the interface; there’s support for API and WebSocket access, but there’s no fully integrated TradingView experience or alerting system built in.

Geographic Restrictions by Product

Derivatives, such as futures and options, are not available in certain jurisdictions—examples include the UK (retail users), Spain, Taiwan, China, and others—so availability varies significantly by country and regulation.

Derivatives and margin are generally accessible globally, but some countries with strict crypto regulations may not have full access; the platform doesn’t explicitly list those banned regions.

Innovation

HTX embraces innovation with mechanisms like Launchpool (dual rewards for staking HTX tokens) and both flexible and fixed-term staking options, enabling creative earning paths for users engaging with new tokens or tapping liquidity.

50 X brings innovation in its Any-to-Any core and dividend token model allowing passive income through profit-sharing or token loans, but it does not currently support launchpad/pool projects or offer separate flexible vs locked earning products.

Security, Regulation & Custody

Operating Entity & Jurisdiction

HTX originated in China in 2013 but is now legally based in the Republic of Seychelles, with additional offices or operations in locations like Hong Kong, South Korea, Japan, and previously the U.S., reflecting its international setup reshaped by evolving regulatory environments.

Operated by Smart Token Exchange LTD, established in 2017 and headquartered in Saint Vincent and the Grenadines, this offshore structure allows for privacy but offers limited regulatory oversight.

Licenses/Registration

HTX holds multiple regulatory approvals including a Virtual Asset Service Provider registration in Lithuania, a DLT license in Gibraltar, a VARA license in Dubai, a SIBA investment business license in the BVI, AUSTRAC registration in Australia, and permission for payment and remittance services in parts of South America—demonstrating ongoing efforts toward regional legal compliance.

The platform does not hold formal regulatory licenses such as VASP or MiCA/UE; it functions under the jurisdiction of its offshore registry without public regulatory accreditation.

Custody

HTX uses its own custody infrastructure and has implemented a Merkle-Tree–based Proof of Reserves system that publicly verifies 1

Assets are custodial on the platform, though it claims 98 % of funds are kept in cold storage and a small share is hot for liquidity; there’s no publicly available proof-of-reserves or third-party audit confirmation.

Insurance & Protection Funds

HTX maintains a Security Reserve Mechanism that sets aside a substantial BTC reserve—reportedly around 20,000 BTC—to help compensate users in the unlikely case of a breach, providing an added layer of protection against potential losses.

The exchange mentions insurance coverage and security provisions, but no clear details are provided on the scope, provider, or coverage limits of such protection.

Incident History

While HTX hasn’t had major publicized hacks recently, its history includes structural changes like being removed from the Seychelles crypto exchange register and a prior license revocation in Thailand—illustrating some regulatory and administrative challenges in its past.

There are no publicly known major security breaches or regulatory penalties, though occasional user reports mention withdrawal delays and some technical hiccups in trading operations.

Risk Controls

HTX emphasizes robust account security through features like two-factor authentication (2FA), address whitelisting, anti-phishing tools, structured sub-accounts, and granular API permissions—allowing fine-tuned control and protecting users from unauthorized access.

Security features include enforced two-factor authentication (3-factor via Google Auth), customizable withdrawal delays, address whitelisting, and emergency master keys; granular API permissions and anti-phishing tools are not explicitly detailed.

Transparency

HTX publishes regular (monthly) Proof of Reserves reports and claims that users can verify their own assets via Merkle-root tools; however, it does not appear to offer public wallet addresses, comprehensive monthly financial statements, or formal service-level guarantees like an SLA.

The platform does not publish regular transparency reports, public wallet addresses, or formal service-level agreements—transparency remains limited to user-facing guides and token dividend mechanisms.

Deposits, Withdrawals, KYC & Support

Fiat Deposit Methods

HTX accepts fiat deposits via bank transfers (e.g., SEPA), cards (Visa/MasterCard), e-wallets (Advcash), PIX, UPI, etc., with minimum amounts generally starting around €10 or equivalent depending on currency, and processing times ranging from a few minutes to a business day, depending on method and region.

No direct fiat transfers, bank cards, or e-wallets are supported for deposit; only crypto deposits are accepted, and the timing depends on blockchain confirmation speeds.

Supported Fiat Currencies & Conversion

No direct fiat transfers, bank cards, or e-wallets are supported for deposit; only crypto deposits are accepted, and the timing depends on blockchain confirmation speeds.

KYC (Verification Levels)

HTX offers account usage without KYC but limits certain actions like withdrawals; completing basic and advanced KYC quickly unlocks substantially higher daily limits (even up to multiple BTC), with level-up requiring ID documents and, for higher tiers, a live face check or investment capability assessment.

No KYC is required—there’s no basic or advanced verification, allowing full functionality without identity disclosure.

Withdrawals

limits, timing & networks

Cryptocurrency withdrawals are allowed across supported networks like ERC-20, but fiat withdrawals aren’t supported; processing time depends on network congestion, with dynamic fees reflecting real-time blockchain conditions.

Customer Support

HTX provides customer assistance via 24/7 live chat, email support, and an extensive FAQ/knowledge base; response times vary but live chat ensures faster handling while the help center offers self-serve guidance across common topics. (No specific data found; this is based on typical platform structure.)

Support is available via email and Telegram chat, with varied response times—community-created guides serve as informal knowledge resources since no official 24/7 live support is guaranteed.

Languages & Localization

The platform is primarily in English but also supports local language interfaces depending on region; fiat amounts and fees display in currency local to the user (e.g., €/USD), with regulatory prompts and guidance tailored to supported jurisdictions. (Platform behavior inferred from multilingual support practices.)

The interface is available in English and other languages, displays amounts in common fiat like USD/EUR via third-party gateways, but lacks localization or regulatory adaptations for specific jurisdictions.

App Quality & Stability

HTX’s mobile app is regularly updated and generally delivers stable performance. Although specific crash-rate metrics aren’t disclosed publicly, user reviews suggest it remains reliable, with frequent updates ensuring bug fixes and feature enhancements.

There’s no dedicated mobile app—users rely entirely on the web interface, which shows regular updates on the site and supports stable performance without known crash issues.

Experience, Performance & Ecosystem

UX/UI

HTX offers a dual-mode interface—“Lite” for faster, simplified navigation ideal for newcomers, and “Pro” for advanced users who need comprehensive trading dashboards and customization; this tiered approach smooths the learning curve by letting traders start simply and progressively explore deeper functionality.

The interface presents a learning curve due to its rich functionality and customization options, including color theming and layout flexibility, but doesn’t explicitly offer separate “Lite” or “Pro” modes; instead, it adapts dynamically for both beginner and advanced users, though novices may feel slightly overwhelmed at first.

Performance

Recent platform updates report a 20% boost in transaction efficiency thanks to UI refinement, reducing delays during order execution; while there’s no widespread evidence of system outages during volatility spikes, we should note that KYC verification can experience delays during market surges, as increased registrations lengthen processing queues.

The platform performs quickly due to its single-page application design and responsive internal core, although lower liquidity may lead to slowed fills or slippage during high volatility; since there’s no KYC, there’s no issue with verification queues.

Education

HTX maintains a Learn & Earn educational track with interactive lessons and quizzes (previously tied to CrossFi projects), though there’s no dedicated demo trading simulator; while core materials are in English, there’s growing on-platform educational content, but supports for Spanish learners appear limited at this time.

There’s no formal academy or demo environment; educational content comes via guides and third-party reviews, primarily available in English—Spanish-language resources are limited or largely community-generated rather than official.

Community

HTX fosters an active presence across official Telegram channels (English, Portuguese, Chinese), and maintains a Discord server for futures traders, encouraging peer support and platform discussions; referral incentives further engage users, though traditional web‐forum communities seem less prominent.

An active Telegram channel serves as the main community hub, and their multilevel referral program offers generous commission-sharing incentives—no official forums or Discord are indicated.

Integrations

The platform supports native TradingView-style charts and full API/WebSocket connectivity, enabling integration with external trading bots and strategies; although there’s no direct accounting or tax tool within HTX, the open integration ecosystem lets users adapt third-party portfolio trackers for their record-keeping.

Charts use TradingView’s charting library, and the platform supports API access for external trading bots; however, it lacks built-in tax compliance or portfolio/accounting integrations.

Who Each One Is Best For

HTX is highly suitable for intermediate to advanced crypto enthusiasts—those who appreciate interface flexibility, deep liquidity, and integration options—while casual or non-English speakers may find it less approachable, and Spanish-speaking beginners may need external educational support.

It’s best suited for proactive crypto traders who value fast, flexible coin-to-coin swaps and deep interface customization; casual users or those needing built-in demo tools, fiat support, or simplified dashboards may find it less immediately accessible.