Bitvavo vs Coinspot: Fees, Security, Features & Which to Choose (2025)

Trying to choose between Bitvavo and Coinspot This side-by-side comparison reveals total cost (fees + spreads), security & licenses, coins/derivatives, deposits/withdrawals, and app quality. In 2 minutes you’ll see who wins for beginners, active traders, and long-term holders. Clear pros/cons, a quick verdict, and safe links to get started.

Last updated on August 16, 2025

Bitvavo

Coinspot

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Available Countries

United States

Europe

Yes

Latin America

India

China

Canada

United Kingdom

Yes

United States

Europe

Latin America

India

China

Canada

United Kingdom

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Bitvavo is ideal if:

Europe-based beginners: Bitvavo’s clean design, intuitive mobile and web platform, and supportive onboarding make it a strong match if you're new to crypto in the EU.
Security-conscious traders: With regulated operations, cold-storage protection, multi-signature transfers, and a clear regulatory standing in Europe, it’s a solid pick for those prioritizing safety.
Passive holders: Features like built-in staking or “Earn” options give you a straightforward way to generate passive income from your crypto holdings (without complexity).

Coinspot is ideal if:

Perfect for Australians starting crypto — it offers seamless AUD deposits, instant buy/sell options, and a clean, intuitive interface that’s beginner-friendly.
Great for diversifying with ease — features like crypto bundles, an NFT marketplace, staking, SMSF support, and a CoinSpot Mastercard let you explore beyond basic trading.
Built around security and reliability — with ISO 27001 certification, extensive audits, 2FA, cold storage, geo-locking, and real-person live support, you trade with confidence.

Bitvavo isn’t ideal if:

Outside EU? Bitvavo only serves SEPA-zone residents, so if you live outside Europe, you won’t be able to register or use the platform.
Advanced traders only? If you're into derivatives, margin, futures, or algorithmic (bot) trading, Bitvavo lacks those features.
Prefer full 24/7 support? Customer support isn't available round-the-clock, so off-hours support might be delayed.

Coinspot isn’t ideal if:

Not suited for advanced traders — lacks tools like leverage, futures, or advanced charting, limiting strategic options for experienced users.
Australian market only — only supports AUD and residents in Australia, so if you're abroad or need multi-currency support, it falls short.
Higher fees for instant trades — instant buy/sell functions tend to cost more than typical trades, which can add up if you trade often.

Fees & Total Costs

Spot Maker/Take

Maker/taker fees are tiered based on your 30-day trading volume across Euro markets, with rates decreasing as volume increases; makers pay less than takers, and trading pairs involving USDC generally offer slightly lower fees.

CoinSpot uses a flat spot fee model, meaning both taker and maker trades carry the same simple rate that applies across volume tiers—there are no separate maker/taker tiers and no discounts for holding or using a native token.

Futures/Derivatives

Bitvavo does not support futures or derivatives trading in any form, so maker, taker, or funding fees for such instruments are not applicable.

CoinSpot does not support futures or derivatives trading, so there are no associated maker, taker, or funding costs to consider.

Average Spreads on Liquid Pairs

In instant (spot) trades, there is a modest spread for liquid pairs like BTC/EUR or ETH/EUR (around a small fraction of a percent), though this is eliminated when using advanced limit orders on their pro interface.

Liquid pairs on CoinSpot typically incur spreads that are broader than those on ultra-tight global venues, reflecting its convenience-first design; users can expect modest spreads that offset the simplicity and security of the platform.

Fiat Deposits & Withdrawals

You can deposit and withdraw euros via SEPA and popular local methods—for example, iDEAL or Bancontact—with no charges and typical settlement in a few business days; card or PayPal options are faster but carry a small percentage-based cost.

You can fund your account via AUD options like PayID, POLi, BPAY, or cash—some are free, while others carry small percentage-based charges—with varying processing times from instant to same-day; withdrawing AUD to your bank is free and typically completes within one business day.

On-chain Withdrawals

Crypto withdrawals carry a dynamic, network-based fee that aligns with blockchain conditions to ensure timely processing, and may include a markup compared to a private wallet to cover infrastructure and security.

Crypto withdrawals on CoinSpot pass network fees that vary dynamically based on the specific blockchain’s load and conditions; there are no flat or inflated internal fees, just the actual network cost.

Hidden Costs

Bitvavo maintains transparent pricing with no inactivity fees, no hidden charges, and no premium for expedited KYC; indirect costs may stem from fiat conversion if your account currency differs or from wider spreads during volatility.

CoinSpot maintains a transparent fee structure—there are no hidden costs such as inactivity charges, forced conversions, or express KYC surcharges, making costs predictable and visible upfront.

Real-World Cost Example: “€500 BTC

For instance, a €500 purchase of BTC via market order would incur a small combined effect of a liquidity fee plus a minimal spread, and later withdrawing that BTC would require paying a network-based withdrawal fee—altogether still relatively modest compared to industry norms.

If someone were to convert approximately €500 worth into BTC—accounting for the platform’s combined trade execution cost plus spread and then withdrawing that BTC on-chain—the total cost would reflect the modest premium built into the execution rate, as well as the actual network fee, without surprise mark-ups.

Crypto Offering & Trading Features

Number of Coins & Pairs

Bitvavo supports over 200 crypto assets in more than 400 trading pairs, with its top-20 by volume typically including high-liquidity EUR pairs such as BTC/EUR, ETH/EUR, XRP/EUR, SOL/EUR, ADA/EUR, and others.

CoinSpot offers an extensive cryptocurrency selection—over 530 tradable assets according to one source—though trading pairs are more limited, generally allowing trades against AUD or crypto swaps; the top 20 coins by volume include major names such as BTC, ETH, XRP, BNB, SOL, DOGE, ADA, TRX, AVAX, LTC, etc. (list adapted from platform data).

Product Range

Bitvavo offers spot trading, recurring buys (automatic DCA), staking and lending (“Earn”), but it does not support margin, derivatives, options, crypto ETFs, copy trading, grid bots, or similar advanced instruments.

CoinSpot focuses primarily on spot trading, offering features like staking (via CoinSpot Earn), crypto bundles, an NFT marketplace, and an OTC desk; it does not support margin, futures/perps, options, crypto ETFs, loans/margin loans, copy-trading, grid bots, or automated DCA (beyond recurring buys via bundles).

Liquidity

Bitvavo’s daily spot trading volume can reach into the high hundreds of millions to over a billion USD, with deep order book depth in BTC/EUR and ETH/EUR enabling tight spreads and smooth execution in large orders.

CoinSpot does not publicly publish exact 24-hour trading volume or detailed order-book depth metrics for pairs like BTC/AUD or ETH/AUD, but as the largest exchange in Australia by volume, its liquidity for these major coins is generally adequate for retail trades, though deeper volumes and tighter spreads can typically be found on international exchanges.

Tools

You can use market, limit, stop-limit, and “price guarantee” orders, with advanced time-in-force options; the platform includes native TradingView charts, REST and WebSocket APIs for live data and trading, though no OCO or conditional chains.

CoinSpot provides basic order types like market, limit, and stop-loss, along with user-friendly charts, but it lacks advanced trading tools such as OCO orders, real-time alerts, a public API or WebSocket feed, and does not embed TradingView charts within its interface.

Geographic Restrictions by Product

Certain features—like lending (earn)—are restricted in select jurisdictions (for example, Germany), and advanced products like derivatives are globally unavailable, reflecting regional regulatory limits.

CoinSpot has innovated with features like crypto bundles and an NFT marketplace, but it does not offer launchpad or launchpool programs. Its Earn (staking) service allows users to stake certain cryptocurrencies for variable rewards, but primarily in a flexible model without mandatory lock-periods.

Innovation

Bitvavo continually enhances its Earn program with both Flex (on-demand access) and Fixed (locked, higher-return) staking and lending structures, though it doesn’t currently offer launchpad or launchpool-style token events.

CoinSpot is operated by Casey Block Services Pty Ltd, established in 2013 and headquartered in Victoria, Australia, functioning under Australian corporate and financial jurisdiction.

Security, Regulation & Custody

Operating Entity & Jurisdiction

Bitvavo is operated by Bitvavo B.V., founded in 2018 and headquartered in Amsterdam, Netherlands.

The exchange is officially registered with AUSTRAC as a Virtual Asset Service Provider, fully compliant with Australia’s regulatory framework for digital currency platforms—though it does not fall under EU’s MiCA as it operates only within Australia.

Licenses/Registration

Bitvavo holds a Markets in Crypto-Assets (MiCA) license granted by the Dutch Authority for the Financial Markets, allowing it to offer regulated crypto services across the European Economic Area.

Digital assets are held in-house with stringent custody measures—most funds are stored offline in cold wallets, the platform undergoes regular external security audits, and it has repeatedly achieved ISO-certified compliance for its information security.

Custody

Assets are held with external, insured custody providers like Coinbase Custody and Copper; Bitvavo publishes quarterly independent Proof of Reserves attestations showing assets are fully backed, with a significant majority stored in cold, multi-signature custody.

CoinSpot performs regular security audits and penetration tests, and a substantial majority of client funds are kept in cold storage to maintain high safety; however, it does not currently publish a formal Proof of Reserves or a precise percentage breakdown of cold vs. hot holdings.

Insurance & Protection Funds

User funds in custody are covered by a large insurance policy held by custodial partners, and Bitvavo offers an internal “Account Guarantee” that may reimburse eligible users up to €100,000 in cases of unauthorized access.

The platform does not advertise any explicit insurance coverage or protection fund for user assets, focusing instead on technical security and operational transparency as its core safeguard.

Incident History

Bitvavo has had no known hacks, but did experience technical outages and a brief data exposure incident, all resolved transparently, with no loss of assets or fines reported.

In 2023, CoinSpot experienced a security breach involving theft of assets from its infrastructure, yet user funds remained fully protected and insurance or operational resilience prevented customer losses.

Risk Controls

The platform supports strong security controls including mandatory 2FA, anti-phishing codes, API key restrictions with granular permissions, but does not offer sub-accounts or address whitelisting.

Security features include multi-factor authentication, withdrawal restrictions, customizable session timeout settings, and anti-phishing advisories, though it lacks advanced tools like sub-account management or fine-grained API permissions.

Transparency

Bitvavo promotes transparency through quarterly Proof of Reserves attestations and clear regulatory disclosures—though it does not publish public wallet addresses, detailed monthly reports, or formal SLAs.

CoinSpot provides periodic security updates and insights into its protocols, but it does not publish monthly financial statements, open wallet addresses, or formal service-level agreements for uptime or support response times.

Deposits, Withdrawals, KYC & Support

Fiat Deposit Methods

You can deposit euros via SEPA bank transfers, local options like iDEAL or Bancontact, as well as card payments and PayPal; SEPA and iDEAL support high maximums with no fees and settle in 1–2 business days, while PayPal and card top-ups are instant but carry percentage-based charges.

CoinSpot allows AUD deposits via PayID, OSKO, POLi, BPAY, direct bank transfer, credit/debit card, and cash through Blueshyft; PayID, OSKO, and POLi are often fee-free and instant, BPAY and cards come with small fees (0.9–1.9%), and Blueshyft is instant with higher fees; daily limits (e.g., for POLi up to ~AUD 20,000 or BPAY ~AUD 5,000) vary by verification level and processing times range from instant to same or next business day.

Supported Fiat Currencies & Conversion

KYC (Verification Levels)

Full identification is mandatory to use the platform—there is no basic or limited mode; until you complete KYC (uploading ID and a short selfie video), deposits, trades, and withdrawals are blocked, while enhanced limits and quicker large transfers may require further compliance documentation.

Users can deposit and trade on CoinSpot with minimal identity verification, but higher limits—such as larger daily deposit or withdrawal caps—require full KYC (ID verification plus 2FA); specific requirements and thresholds vary, and are adjusted based on your verification status.

Withdrawals

Daily withdrawal capacity is capped (around €25,000 combined fiat and crypto) unless you provide source-of-funds documents; crypto withdrawals use only one approved network per asset—typically the native chain (e.g., ERC-20 for Ethereum)—and are processed as blockchain confirmations allow.

Withdrawals of AUD to local bank accounts are free and typically arrive within one business day; crypto withdrawal limits depend on your verification status and are not publicly stated—CoinSpot supports standard networks like ERC-20, TRC-20, BEP-20, etc., with dynamic blockchain fees and no added platform markup.

Customer Support

You can reach support via email and access a comprehensive Help Center for documentation; while there’s no guaranteed 24/7 live chat, response times are reasonable and often backed up with detailed FAQ articles covering common scenarios.

CoinSpot provides 24/7 live chat support and email help desk with generally fast response times, along with a comprehensive help centre and FAQ articles, offering reliable assistance for most user questions.

Languages & Localization

The interface is fully localized in multiple languages including English, displayed in euros by default, and aligned with EU/EEA regulations to ensure local compliance and intuitiveness for European users.

The platform operates in English only and is localized for Australian users—fees and balances are shown in AUD, not in EUR or USD, and it follows Australian regulations (AUSTRAC compliance) rather than frameworks of other regions.

App Quality & Stability

Bitvavo’s mobile and web apps are known for smooth stability with minimal crashes, and they receive regular updates to improve performance and roll out pro features, maintaining a solid user experience across devices.

CoinSpot’s mobile app for iOS and Android is generally praised for its stability and user-friendly interface, maintaining high ratings on app stores; while exact crash rates or update logs aren’t disclosed, the app receives regular updates that align with user experience improvements.

Experience, Performance & Ecosystem

UX/UI

Bitvavo offers a user-friendly “Lite” mode for beginners and a powerful “Pro” interface tailored for advanced users, featuring resizable dashboards, keyboard shortcuts, and integrated TradingView charts—making adoption smooth whether you’re new or experienced.

CoinSpot provides an intuitive, approachable interface that minimizes the learning curve for new users, with clean menus and seamless navigation, though it doesn’t offer separate Lite or Pro modes—rather, its single unified UI is designed to be simple yet functional for most users

Performance

Bitvavo Pro is optimized with faster chart interactions and order execution, scaling well even during high-volatility spikes; while onboarding may slow slightly during bull markets, the platform remains reliable under load.

The platform maintains reliable performance with fast load times and responsive trade execution, though like many exchanges, it may experience minor delays or slowdowns during extreme market volatility; swift KYC processing generally handles volume surges effectively, helping keep onboarding wait times short

Education

Bitvavo Learn delivers structured, multilingual educational modules—from beginner to intermediate—covering crypto fundamentals and trading concepts, although there are currently no live simulators or Spanish-specific demo environments.

CoinSpot does not feature formal education tools such as an academy, demo trading environment, or simulator, nor does it offer content in Spanish—its learning resources are limited to general help articles and FAQs that are all in English.

Community

Bitvavo maintains an active help center and a referral program that rewards users for inviting others, but does not run its own public forums, Discord, or Telegram community channels.

While CoinSpot maintains active social profiles (e.g., Twitter, Reddit, Instagram), it does not operate its own community platforms like Discord or Telegram nor an official referral program; community engagement is mainly driven via external forums and user reviews

Integrations

The platform integrates seamlessly with TradingView for chart-based trading and offers REST/WebSocket APIs for developers—supporting external bots and connection to third-party tax or accounting tools.

CoinSpot does not support integrations with TradingView, external trading bots, or tax/accounting tools—its ecosystem remains self-contained, with no publicly available API or advanced third-party linkages.

Who Each One Is Best For

Bitvavo Lite is ideal for casual and new crypto users, while Bitvavo Pro is built for active or professional traders needing advanced analysis and execution tools—giving each group the right balance of simplicity or sophistication.

CoinSpot excels for beginners and intermediate traders in Australia who prioritize ease of use, quick deposits, and a broad range of assets over advanced trading features or a connected trading ecosystem.