50X vs Coinsbank: Fees, Security, Features & Which to Choose (2025)

Trying to choose between 50X and Coinsbank This side-by-side comparison reveals total cost (fees + spreads), security & licenses, coins/derivatives, deposits/withdrawals, and app quality. In 2 minutes you’ll see who wins for beginners, active traders, and long-term holders. Clear pros/cons, a quick verdict, and safe links to get started.

Last updated on August 16, 2025

50X

Coinsbank

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Available Countries

United States

Europe

Yes

Latin America

Yes

India

Yes

China

Canada

United Kingdom

Yes

United States

Yes

Europe

Yes

Latin America

India

China

Yes

Canada

Yes

United Kingdom

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50X is ideal if:

Instant coin-to-coin trades — You can swap any listed cryptocurrency directly for any other in a single transaction using its unique Any-to-Any trading core, without extra conversion steps.
Passive income through native tokens — Holding STE or A2A tokens entitles you to profit-sharing or dividend-style earnings from the platform’s performance.
Advanced trader tools with liquidity boost — The platform offers professional-grade interfaces, customizable layouts, and aggregates liquidity from major exchanges to enhance execution and depth.

Coinsbank is ideal if:

All-in-one crypto hub: Combines wallet, exchange, merchant gateway, and crypto-linked debit cards—great if you value integrated tools under one roof.
Fiat and card convenience: Supports multiple fiat currencies and offers debit cards with instant crypto conversion—ideal if you frequently spend or manage fiat alongside crypto.
Beginner-friendly and secure: Features a clean, intuitive interface with mobile support and strong security (2FA, cold storage)—well-suited for new users prioritizing ease of use.

50X isn’t ideal if:

Liquidity limitations — Lower trading volumes can result in occasional liquidity tightness, which may affect large or rapid trades.
No fiat access or KYC — You won't be able to fund your account with traditional currencies or use fiat deposits and withdrawals in the usual way.
Offshore registration — Its incorporation in an offshore jurisdiction may offer less regulatory protection and oversight compared to more regulated platforms.

Coinsbank isn’t ideal if:

Limited crypto variety: Only supports a handful of major coins—may frustrate users seeking diverse altcoin options.
Regulatory ambiguity: Licensed in Belize but with unclear regional oversight—less appealing if you prefer exchanges with transparent local regulation.
Spotty user feedback: Mixed to negative reviews and inconsistent support response—might concern anyone valuing reliable, responsive customer service.

Fees & Total Costs

Spot Maker/Take

50 X charges the same flat 0.20 % fee for both maker and taker spot trades; holding and paying with the internal A2A token for applicable pairs (like A2A/BTC or A2A/ETH) cuts that fee in half.

CoinsBank applies a flat 0.20% maker and 0.50% taker fee regardless of trading volume, with no discounts linked to holding a native token.

Futures/Derivatives

For futures contracts on 50 X, both maker and taker fees are effectively zero, but as with most platforms, funding fees apply periodically to align futures prices with spot.

CoinsBank does not currently offer futures or derivatives trading, so maker/taker fees and funding costs are not applicable.

Average Spreads on Liquid Pairs

The platform’s “Any-to-Any” matching and relatively low volume can widen average spreads on major pairs compared to high-liquidity competitors.

While precise spreads aren’t publicly stated, CoinsBank’s flat trading fee structure suggests that the spread is integrated into the market price and remains modest but slightly higher compared to low-fee platforms.

Fiat Deposits & Withdrawals

There are no direct fiat deposit or withdrawal options—though you can buy USDT via a third-party gateway using cards or Advcash, but the fees vary significantly and are set by the provider.

CoinsBank accepts fiat via wire transfer and credit card, with the processing time depending on method; fees are present but not clearly disclosed, and delays may occur depending on the payment channel.

On-chain Withdrawals

50 X applies fixed withdrawal fees per crypto and network—e.g. modest flat fees for BTC, ETH, XRP—rather than dynamic per-network pricing.

Cryptocurrency withdrawals like BTC are charged a fixed fee (for example, 0.005 BTC), instead of variable “dynamic” network fees, and similar structure likely applies to ETH, TRX, etc., though amounts aren’t explicitly listed.

Hidden Costs

You won’t face inactivity or KYC express charges, but currency conversion and payment-gateway fees (when buying via card) can be steep and are charged externally.

Some potential extra costs can include currency conversion spreads, possible fees for expedited KYC, and inactivity charges, though details are not prominently disclosed or standardized on the platform.

Real-World Cost Example: “€500 BTC

If you spent €500 to acquire BTC, you’d pay the platform’s spot fee (≈0.20 %), absorb the BTC/fiat spread from the gateway, and then pay the fixed network fee to withdraw on-chain.

If you buy €500 of BTC, you’d pay the 0.50% taker fee, plus absorb any market spread and possibly incur a fiat funding fee and fixed BTC withdrawal cost, though exact numbers shift with exchange rates and the selected withdrawal method.

Crypto Offering & Trading Features

Number of Coins & Pairs

50 X offers around 24 cryptocurrencies and roughly 105 trading pairs in total; their top 20 pairs by volume typically include BTC/USDT, ETH/USDT, LTC/USDT, TRX/ETH, LINK/USDT, XRP/USDC, and other active altcoin-to-cryptocurrency combinations.

CoinsBank supports four cryptocurrencies—Bitcoin, Ethereum, Litecoin, and Ripple—pairings are limited to these major assets, with only top volume pairs offered, so the total and top-20 breakdown mirrors each other.

Product Range

The platform focuses on spot trading and spot-margin (leveraged crypto-to-crypto), and also offers perpetual futures via A2A liquidity, token-based passive income (through dividends and managed accounts), but doesn’t provide options, crypto ETFs, savings staking, lending, copy trading, grid bots, or automated DCA tools.

CoinsBank focuses on spot trading only, without margin, futures/perpetuals, options, ETFs, staking, lending, copy-trading, grid bots, or automated DCA strategies—their offering remains straightforward and singular.

Liquidity

Trading volume on 50 X remains modest—24-hour volume is under $100k—so book depth on BTC/ETH pairs is relatively shallow, leading to potential slippage or less depth during larger trades.

Liquidity data, including precise 24-hour volumes or depth metrics for BTC/ETH, isn’t publicly disclosed on the platform, suggesting moderate liquidity but without publicly accessible indicators.

Tools

You’ll find essential order types like limit, market, stop-loss, and trailing stops with charting tools integrated into the interface; there’s support for API and WebSocket access, but there’s no fully integrated TradingView experience or alerting system built in.

The platform offers essential tools—limit orders, stop-loss, take-profit (OCO-style) and real-time charts—but lacks advanced alert systems, built-in TradingView, or public API/websocket access.

Geographic Restrictions by Product

Derivatives and margin are generally accessible globally, but some countries with strict crypto regulations may not have full access; the platform doesn’t explicitly list those banned regions.

CoinsBank allows access to the same basic spot trading services across supported regions, with no explicit geographic restrictions detailed for trading products like derivatives (which are simply not offered).

Innovation

50 X brings innovation in its Any-to-Any core and dividend token model allowing passive income through profit-sharing or token loans, but it does not currently support launchpad/pool projects or offer separate flexible vs locked earning products.

Current innovation tools like launchpad, launchpool, flexible or locked earn products are not part of CoinsBank’s offering, as the platform maintains a more traditional and minimalistic functionality set.

Security, Regulation & Custody

Operating Entity & Jurisdiction

Operated by Smart Token Exchange LTD, established in 2017 and headquartered in Saint Vincent and the Grenadines, this offshore structure allows for privacy but offers limited regulatory oversight.

CoinsBank is reportedly operated by CoinsBank LP (financial services via XBIT Ltd), said to be registered in Belize, with historical ties to a UK-based entity and offices in Edinburgh, though verifiable details remain opaque.

Licenses/Registration

The platform does not hold formal regulatory licenses such as VASP or MiCA/UE; it functions under the jurisdiction of its offshore registry without public regulatory accreditation.

Despite claims of FCA authorization under license number 182110, investigative reviews indicate that this license belongs to an unrelated entity, meaning CoinsBank lacks legitimate regulation in the UK, EU, or other formal jurisdictions.

Custody

Assets are custodial on the platform, though it claims 98 % of funds are kept in cold storage and a small share is hot for liquidity; there’s no publicly available proof-of-reserves or third-party audit confirmation.

CoinsBank appears to self-custody user assets, with no public evidence of Proof of Reserves, independent audits, or clear disclosure of cold storage percentage figures.

Insurance & Protection Funds

The exchange mentions insurance coverage and security provisions, but no clear details are provided on the scope, provider, or coverage limits of such protection.

The platform does not advertise any formal insurance coverage or dedicated user protection funds to safeguard customer holdings in case of loss or breach.

Incident History

There are no publicly known major security breaches or regulatory penalties, though occasional user reports mention withdrawal delays and some technical hiccups in trading operations.

Available public data does not show documented incidents such as hacks or regulatory penalties, though several user complaints question the platform’s transparency and reliability.

Risk Controls

Security features include enforced two-factor authentication (3-factor via Google Auth), customizable withdrawal delays, address whitelisting, and emergency master keys; granular API permissions and anti-phishing tools are not explicitly detailed.

CoinsBank has historically offered basic security mechanisms such as multi-signature wallets and user-held keys, but doesn’t broadly advertise more advanced controls like whitelisting, dedicated anti-phishing tools, multiple sub-accounts, or detailed API permissioning.

Transparency

The platform does not publish regular transparency reports, public wallet addresses, or formal service-level agreements—transparency remains limited to user-facing guides and token dividend mechanisms.

The platform does not publish routine transparency reports, nor does it share on-chain wallet addresses or formal SLAs, making their operational transparency limited.

Deposits, Withdrawals, KYC & Support

Fiat Deposit Methods

No direct fiat transfers, bank cards, or e-wallets are supported for deposit; only crypto deposits are accepted, and the timing depends on blockchain confirmation speeds.

CoinsBank supports fiat deposits via bank transfers, credit/debit cards, and internal wallet transfers, with no clearly published deposit minimums, maximums, or exact processing times—methods appear functional but fees and limits are not transparently detailed.

Supported Fiat Currencies & Conversion

No direct fiat transfers, bank cards, or e-wallets are supported for deposit; only crypto deposits are accepted, and the timing depends on blockchain confirmation speeds.

KYC (Verification Levels)

No KYC is required—there’s no basic or advanced verification, allowing full functionality without identity disclosure.

CoinsBank requires identity verification for fiat operations, but does not clearly define tiered KYC levels or associated limits; users may need to complete basic KYC to access deposit or withdrawal functions.

Withdrawals

Cryptocurrency withdrawals are allowed across supported networks like ERC-20, but fiat withdrawals aren’t supported; processing time depends on network congestion, with dynamic fees reflecting real-time blockchain conditions.

Cryptocurrency withdrawals use fixed fees (e.g., 0.005 BTC), with no indication of minimums, maximums, or supported blockchains beyond major ones like BTC or ETH, and timing details are not explicitly shared.

Customer Support

Support is available via email and Telegram chat, with varied response times—community-created guides serve as informal knowledge resources since no official 24/7 live support is guaranteed.

Support is available via 24/7 live chat, email, and phone, with a mobile app and web knowledge base; however, actual response times aren’t promised or documented.

Languages & Localization

The interface is available in English and other languages, displays amounts in common fiat like USD/EUR via third-party gateways, but lacks localization or regulatory adaptations for specific jurisdictions.

The platform is primarily offered in English, displays prices in fiat like EUR and USD, but does not appear to offer localized content tailored to specific regions or currencies.

App Quality & Stability

There’s no dedicated mobile app—users rely entirely on the web interface, which shows regular updates on the site and supports stable performance without known crash issues.

CoinsBank’s mobile app for iOS and Android is designed to be secure and user-friendly, employs data encryption, and enables instant transfers—but hard metrics like stability, crash frequency, or recent updates are not publicly detailed.

Experience, Performance & Ecosystem

UX/UI

The interface presents a learning curve due to its rich functionality and customization options, including color theming and layout flexibility, but doesn’t explicitly offer separate “Lite” or “Pro” modes; instead, it adapts dynamically for both beginner and advanced users, though novices may feel slightly overwhelmed at first.

CoinsBank offers a clean, intuitive interface with minimal clutter, making it approachable for beginners; however, it does not differentiate between “Lite” or “Pro” versions, so all users interact with a single unified platform experience.

Performance

The platform performs quickly due to its single-page application design and responsive internal core, although lower liquidity may lead to slowed fills or slippage during high volatility; since there’s no KYC, there’s no issue with verification queues.

With a streamlined UI and centralized infrastructure, order execution is generally smooth, though there’s sparse feedback on slowdowns during high-volatility or during Bull Market KYC surges—meaning performance may vary under extreme conditions.

Education

There’s no formal academy or demo environment; educational content comes via guides and third-party reviews, primarily available in English—Spanish-language resources are limited or largely community-generated rather than official.

The platform doesn’t feature a built-in learning academy, demo environment, or Spanish-language educational materials, so users looking for guided tutorials or localized crypto content may need external resources.

Community

An active Telegram channel serves as the main community hub, and their multilevel referral program offers generous commission-sharing incentives—no official forums or Discord are indicated.

CoinsBank engages its audience through unique community experiences like blockchain-themed cruises and supports multilingual channels via WhatsApp, Telegram, WeChat, and referrals, though it lacks traditional forums or dedicated Discord groups.

Integrations

Charts use TradingView’s charting library, and the platform supports API access for external trading bots; however, it lacks built-in tax compliance or portfolio/accounting integrations.

The platform operates primarily as a standalone crypto solution with no native TradingView integration, external trading bots, tax reporting features, or accounting integrations—keeping the focus on core functionality.

Who Each One Is Best For

It’s best suited for proactive crypto traders who value fast, flexible coin-to-coin swaps and deep interface customization; casual users or those needing built-in demo tools, fiat support, or simplified dashboards may find it less immediately accessible.

CoinsBank is best for users who want a consolidated crypto wallet, exchange, and spending card all in one place with straightforward usability, whereas more advanced traders or educators may find it lacking in trading sophistication or educational support.