ActivTrades vs Bit: Fees, Security, Features & Which to Choose (2025)

Trying to choose between ActivTrades and Bit This side-by-side comparison reveals total cost (fees + spreads), security & licenses, coins/derivatives, deposits/withdrawals, and app quality. In 2 minutes you’ll see who wins for beginners, active traders, and long-term holders. Clear pros/cons, a quick verdict, and safe links to get started.

Last updated on September 5, 2025

ActivTrades

Bit

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Available Countries

United States

Europe

Yes

Latin America

Yes

India

Yes

China

Yes

Canada

United Kingdom

Yes

United States

Yes

Europe

Yes

Latin America

Yes

India

China

Yes

Canada

Yes

United Kingdom

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ActivTrades is ideal if:

User-Friendly Platforms – ActivTrades offers intuitive trading via MetaTrader 4, MetaTrader 5, TradingView, and its proprietary ActivTrader, plus handy tools like progressive trailing stops and sentiment indicators, making it straightforward for both newer and seasoned traders.
Strong Safety and Trust – With multi-regulatory oversight and enhanced investor protection—including negative-balance coverage and insurance exceeding standard thresholds—it prioritizes client security across regions.
Wide Multi-Asset Access – It supports a broad market portfolio including CFDs on forex, stocks, indices, commodities, ETFs, bonds, and select crypto, giving you flexible diversification opportunities under one roof.

Bit is ideal if:

You want access to a professional-grade platform with advanced derivatives and options for major cryptocurrencies.
You prefer a unified margin account that simplifies collateral management across spot, futures, and options.
You value institutional-level liquidity and infrastructure backed by a reputable global crypto finance group.

ActivTrades isn’t ideal if:

Limited real equity access – Offers only CFDs, which means you can’t buy actual stocks or ETFs directly.
No copy-trading or social tools – Doesn’t support automated strategy sharing or social trading, which may be a drawback for those seeking passive or collaborative trading methods.
Potential inactivity and funding limits – May charge dormancy fees after extended inactivity, and deposit/withdrawal options can vary depending on your region.

Bit isn’t ideal if:

Fees & Total Costs

Spot Maker/Take

ActivTrades offers zero-commission crypto CFD trading with spreads embedded in the price instead of separate maker/taker fees. There’s no tiered pricing based on trading volume and no native-token-based discounts available.

BIT uses a tiered fee structure where maker and taker rates decrease as your 30-day trading volume increases, and some users benefit from additional discounts by using the platform’s native token to pay fees.

Futures/Derivatives

Since ActivTrades focuses on spot crypto CFDs rather than traditional futures contracts, there are no maker or taker fees—costs come via spread and overnight financing charges if you hold positions beyond a trading day.

Futures trades follow a similar tiered model with both maker and taker fees declining as your volume grows; funding rates are dynamic and reflect real-time market demand but are transparently displayed on the trading interface.

Average Spreads on Liquid Pairs

ActivTrades aims to offer tight spreads and minimal slippage on its most traded crypto CFDs, though specific spread values for pairs like BTC/USDT or ETH/USDT aren’t reported publicly as fixed figures.

On highly liquid pairs like BTC/USDT and ETH/USDT, typical spreads are very tight, thanks to strong liquidity and professional market infrastructure—even though exact values aren’t publicly listed, they remain consistently narrow.

Fiat Deposits & Withdrawals

You can deposit or withdraw fiat via bank transfer, credit/debit card, or e-wallet. Most methods are free, but deposits using cards incur a small percentage fee depending on your region. Processing time ranges from near-instant for cards and e-wallets to the same working day for bank transfers.

BIT’s fiat support is limited, and where offered (e.g. via partners), deposit and withdrawal options—such as bank transfers—exist but with general processing times of hours to days and no fixed fee details publicly disclosed.

On-chain Withdrawals

ActivTrades doesn’t support on-chain crypto withdrawals—only CFDs—so there are no network-based or fixed blockchain withdrawal fees to consider.

Crypto withdrawals incur network-based fees that adjust dynamically per blockchain (e.g., BTC, ETH), instead of a flat rate—this means actual costs vary in real time according to network congestion.

Hidden Costs

There’s a small currency conversion fee if your deposit or withdrawal currency doesn’t match your account base. After prolonged inactivity (typically over a year), a monthly dormancy fee applies. There’s no explicit, paid “KYC express” service advertised, keeping these verification costs minimal or absorbed in standard processes.

There may be subtle costs like currency conversion when trading non-supported stablecoins, inactive account fees, or expedited KYC processing—but BIT emphasizes transparency, and these are minimal or avoidable through regular activity.

Real-World Cost Example: “€500 BTC

If you use €500 to buy BTC via CFD, you’d face a spread-based cost embedded in the execution price (since it’s commission-free), followed by any applicable currency conversion if your base isn’t in euros, and would then encounter no actual withdrawal fee—since crypto cannot be withdrawn, you’re unable to transfer real BTC out of the platform.

A €500 BTC purchase would include the spot fee (based on your VIP tier), a tight spread typical for Bitcoin, and an on-chain withdrawal fee that fluctuates with network conditions—all combined to present a total cost that remains competitive and transparent.

Crypto Offering & Trading Features

Number of Coins & Pairs

ActivTrades provides around 16 crypto CFDs covering major coins like BTC, ETH, XRP, LTC and others—not ranked by volume—so you’ll trade the most recognized tokens but won’t find a broader altcoin selection or a highlights list of top 20 by trading volume.

BIT lists over 130 cryptocurrencies and around 160+ trading pairs overall, with the top 20 by volume including BTC/USDT, ETH/USDT, SOL/USDT, PEPE/USDT, XRP/USDT and others leading daily activity.

Product Range

ActivTrades specializes in spot-style crypto CFDs only; it does not offer derivatives like perpetuals or options, nor crypto ETFs, staking, lending, copy trading, grid strategies, or automatic DCA functionalities.

The platform supports spot, perps (futures), US dollar–settled options, convert/swap, savings/earn, copy trading, block trades, and automated rebalance strategies— all unified under their single account model.

Liquidity

Liquidity must be inferred from competitive spreads and seamless execution, as ActivTrades does not publish direct 24-hour volumes or depth-of-book data for BTC or ETH CFDs—but execution speed and tight pricing suggest adequate market depth.

BIT provides high liquidity and deep order books in major pairs like BTC/USDT and ETH/USDT, backed by institutional infrastructure, yielding tight spreads and strong execution even under heavy volume.

Tools

ActivTrades features robust trading tools across its proprietary ActivTrader, MT4, MT5, and TradingView platforms, offering limit/stop orders (including OCO), real-time alerts, sophisticated charting, and API/WS access on desktop and mobile.

Traders can use limit, market, and OCO orders, set alerts, access advanced charting, leverage TradingView integrations, and connect via robust API/WebSocket endpoints.

Geographic Restrictions by Product

Certain features—such as leverage levels and guaranteed stop-loss tools—vary by jurisdiction due to regulatory boundaries, and crucially, crypto CFDs aren’t available to clients in the United States.

Certain products such as derivatives (futures and options) are restricted in several jurisdictions—including the United States and parts of Asia—depending on local law and platform policy.

Innovation

ActivTrades focuses on core CFD trading and doesn’t extend into more avant-garde offerings like launchpads, launchpools, or flexible/locked crypto earning programs.

BIT continuously launches new offerings like launchpad-style products, evolving earn features with flexible and locked staking options, and expanding USD-settled options across various assets.

Security, Regulation & Custody

Operating Entity & Jurisdiction

ActivTrades is operated by ActivTrades PLC, incorporated in 2001 and headquartered in London, UK, with international branches in Milan, Sofia, and The Bahamas.

BIT is operated by a Seychelles-registered entity established around 2020, headquartered in that jurisdiction, leveraging offshore incorporation to serve a broad global clientele.

Licenses/Registration

The firm is regulated by the UK’s FCA, Portugal’s CMVM, and the Securities Commission of The Bahamas (SCB), with a previously held Dubai license now revoked—no explicit VASP or MiCA registration is noted.

It’s registered under the Seychelles Financial Services Authority (FSA) as a crypto-service provider, though it does not hold equivalent licenses under EU MiCA or major markets like the U.S.

Custody

Client funds are held in segregated accounts with top-tier financial institutions; the broker does not publish proof-of-reserves, cold storage percentages, or third-party custody details.

Client funds are predominantly held in multi-signature cold storage across multiple continents with institutional-grade encryption; BIT is working toward combining both proof of reserves and proof of liabilities using Merkle-tree verification to enhance transparency.

Insurance & Protection Funds

Beyond regulatory safeguards, ActivTrades maintains up to $1 million in supplemental insurance (underwritten by Lloyd’s syndicates) to protect client funds in the event of firm insolvency.

The platform maintains an internal insurance fund—designed to absorb losses in extreme market conditions and support its liquidation system as a layer of fund protection.

Incident History

There are no widely known or recent incidents involving hacks, platform suspensions, or asset freezes; a past fine in 2011 for fund segregation issues has since been addressed through strengthened client fund protections.

BIT has maintained a clean track record with no publicly reported hacks, service suspensions, asset freezes, or regulatory penalties to date.

Risk Controls

The platform enforces robust security measures—including SSL encryption, 2FA, anti-phishing protocols—as well as functionality for sub-accounts and granular API permissions to help manage risk and ensure safer access.

Security measures include mandatory two-factor authentication (2FA), IP and withdrawal whitelists, anti-phishing safeguards, and support for sub-accounts and granular API permissioning to manage operational risk.

Transparency

ActivTrades operates within MiFID II frameworks, offering best-execution policies and regulatory compliance documents, though it doesn’t provide public wallets, monthly financial reports, or explicit SLA disclosures on its website.

While BIT does not publish monthly audit reports or public wallet lists, it provides insurance fund status updates and aims to establish tools for verifying reserves and liabilities, offering growing transparency to users.

Deposits, Withdrawals, KYC & Support

Fiat Deposit Methods

ActivTrades allows fiat deposits via bank wire, credit/debit card, and e-wallets like Skrill, PayPal, and Sofort—with no universal minimum deposit (except higher thresholds for China and Brazil), typically credited instantly via cards/e-wallets and same-day for bank transfers.

BIT supports fiat deposits via bank transfer, credit/debit cards, and e-wallets depending on your region, with minimums and maximums and processing times clearly shown on the deposit screen once you initiate the flow.

Supported Fiat Currencies & Conversion

KYC (Verification Levels)

Account functionality is gated until full identity and address verification are submitted; there are no functional “levels” with specific tradeable limits publicly defined—it’s a verification-first model.

The KYC framework includes levels like “Basic” and “Advanced” (or equivalent), where unverified users face strict limits or no fiat access, and completing higher KYC tiers unlocks full deposit, withdrawal, and product access.

Withdrawals

Withdrawals are processed to the original funding method—bank transfers, cards, or e-wallets—and often reach users within a few business days, with at least a $30 minimum per request; crypto on-chain withdrawals are not supported.

Limits, Timing & Networks

Customer Support

ActivTrades provides 24/5 support via live chat, email, and phone—with multilingual assistance—and hosts a detailed help center and FAQs to guide users independently.

BIT offers 24/7 live chat and email support, with a comprehensive help center filled with FAQs and guides; response times vary but generally are prompt—especially for basic queries.

Languages & Localization

The platform supports multiple languages including native Spanish, displays amounts in base currency like euros, and operates under local regulation frameworks where applicable.

The platform is native in English (and often other major languages), shows pricing and fees in local currencies like USD/EUR, and tailors certain services according to regional regulatory compliance.

App Quality & Stability

Their mobile and desktop platforms (ActivTrader, MT4/5) are well-maintained, frequently updated, and recognized for stability—though specific crash-rate metrics aren’t published, user feedback generally reflects reliable performance.

The BIT mobile app is regularly updated on both iOS and Android, designed for smooth performance with minimal crashes, and offers a clean interface that mirrors the web experience.

Experience, Performance & Ecosystem

UX/UI

ActivTrades delivers a modern and intuitive interface—its proprietary ActivTrader and xStation platforms cater well to beginners and advanced users alike, with a clear, browser-friendly layout rather than separate Lite or Pro modes.

The interface is clean and beginner-friendly, offering an intuitive experience without overwhelming the user—advanced options are accessible but smoothly integrated, helping you transition as you grow.

Performance

The broker boasts a robust cloud-based infrastructure ensuring lightning-fast order execution—around 0.004 seconds—and generally steady performance even during volatile periods, with no major reports of downtime or onboarding bottlenecks.

BIT’s matching engine delivers ultra-low latency (under 50 ms), ensuring fast order execution; systems remain stable even during volatility spikes, with KYC processes generally unaffected by market surges.

Education

ActivTrades supports skill-building with a full demo account, platform guides, webinars, and a rich help center—while Spanish-language materials are available, there’s no formally branded “academy” or simulator beyond their standard demo environment.

While BIT doesn’t have a dedicated academy or simulator, it offers in-platform guides and multilingual content (including Spanish), helping users understand features without external research.

Community

While ActivTrades doesn’t host public forums or Telegram/Discord communities, it runs a direct referral program offering up to $5,500 and cashback incentives per referred client.

Users can connect via BIT’s official Telegram and referral programs, enabling peer interactions and rewards, though there’s currently no full-fledged forum or Discord hub.

Integrations

ActivTrades excels in integration—its ActivTrader platform is powered by TradingView charts and supports automated strategies via Expert Advisors (EAs), but it lacks built-in external trading bots, tax tools, or accounting integrations.

Charts on BIT include TradingView integrations, and the platform supports external tools like copy trading strategies and some basic tax/accounting exports, though comprehensive third-party bot support is limited.

Who Each One Is Best For

This setup favors self-driven traders who value a polished, fast, and stable CFD experience with strong platform tools—especially those comfortable using TradingView and MetaTrader—but less so for social traders seeking copy trading or tax/reporting automation.

BIT is ideal for those seeking a straightforward yet powerful trading platform—great for beginners who appreciate clarity and for intermediate users who want solid tools without a steep learning curve.