Raydium vs Bitstamp: Fees, Security, Features & Which to Choose (2025)

Trying to choose between Raydium and Bitstamp This side-by-side comparison reveals total cost (fees + spreads), security & licenses, coins/derivatives, deposits/withdrawals, and app quality. In 2 minutes you’ll see who wins for beginners, active traders, and long-term holders. Clear pros/cons, a quick verdict, and safe links to get started.

Last updated on September 7, 2025

Raydium

Bitstamp

⚠️ We look for what’s best for you.

₿ Getting into crypto? With eToro you can start in minutes: buy/sell top coins, set recurring buys, track markets, and use Social/CopyTrader features.

👉 Start here and explore the crypto offer.

Available Countries

United States

Europe

Yes

Latin America

Yes

India

Yes

China

Yes

Canada

United Kingdom

Yes

United States

Yes

Europe

Yes

Latin America

Yes

India

China

Yes

Canada

Yes

United Kingdom

Thinking about starting with crypto? This is for you.

In select regions, eToro offers a $10 welcome bonus when you open an account today.*

🎯 An account built to help you start with crypto—without the hassle.

➕ Buy and sell top cryptocurrencies in minutes

➕ Recurring buys, price alerts, and advanced charts

➕ Social/CopyTrader™ to follow experienced investors

➕ One of the largest and most trusted platforms worldwide

Limited-time promotion — still available.

*Offer subject to terms, eligibility and regional availability. Don’t invest unless you’re prepared to lose all the money you invest.

Raydium is ideal if:

If you thrive in the Solana ecosystem, Raydium’s high-speed, low-cost swaps and deep liquidity integration make it a natural fit.
If you're focused on strategic DeFi participation, its Fusion Pools and community-driven token offerings offer advanced, flexible yield opportunities.
If you value non-custodial trading with order-book precision, Raydium’s hybrid AMM design delivers professional execution without sacrificing decentralization.

Bitstamp is ideal if:

Institution-ready platform – Streamlined KYC, global licensing, and institutional-grade protocols make Bitstamp a solid match if you're seeking a dependable and scalable exchange experience.
Strong fiat infrastructure – Supports core currencies like USD, EUR, and GBP with smooth bank transfer options, ideal if you prefer converting between crypto and traditional money effortlessly.
Focused and straightforward interface – Delivers a clean, no-frills trading environment with essential tools, making it a great option if you value simplicity over flashy extras.

Raydium isn’t ideal if:

If you prefer multi-chain access, Raydium’s strong Solana reliance may feel limiting compared to DEXs that support Ethereum, BNB Chain, or others.
If transparency matters deeply to you, Raydium’s largely anonymous founding team can raise concerns about long-term accountability.
If you prioritize ultra-robust security, ongoing DeFi exploit risks and Solana-dependency may be a deterrent despite audits.

Bitstamp isn’t ideal if:

Limited crypto variety – With a modest selection of cryptocurrencies, it might not satisfy those looking for niche or emerging altcoins.
No advanced or leveraged trading – The platform is spot-only and lacks support for features like margin, derivatives, or leverage strategies.
Slower support and processes – Some users report that identity verification, wire transfers, or customer support can feel slow or cumbersome.

Fees & Total Costs

Spot Maker/Take

fee tiers & native-token discounts Raydium applies a straightforward spot trading fee (maker and taker both), typically around 0.25%, with pools varying based on design—some concentrated-liquidity or specialty pools offer lower tiers down to 0.01%, and fees funnel back into liquidity rewards and RAY buybacks, though no explicit discount for using RAY is mentioned in their core documentation.

Bitstamp uses a tiered maker/taker model where both fees decrease as your 30-day trading volume rises—from modest percentages at low volumes down to nearly zero for very high volumes.

Futures/Derivatives

maker/taker & funding During its futures/perpetuals beta phase via the Orderly Network, Raydium offered remarkably low costs—0% maker fees and 0.025% taker fees—supported by Solana’s gas-free environment; funding rates weren’t prominently disclosed, suggesting they might align with market norms or be negotiated per contract.

Bitstamp’s perpetual futures follow a maker/taker structure along with periodic funding payments every 8 hours, where long or short trade

Average Spreads on Liquid Pairs

Thanks to its AMM structure integrated with the OpenBook order book, Raydium delivers competitive pricing and tight spreads on high-liquidity pairs like BTC/USDT or ETH/USDT, leveraging deep order flow to minimize slippage and price impact for traders.

Spreads for highly liquid pairs like BTC/USDT and ETH/USDT remain tight and competitive, ensuring cost-effective trading for standard market participants.

Fiat Deposits & Withdrawals

Raydium does not support fiat on-ramps or off-ramps—it operates strictly in crypto, so users must first acquire assets on other platforms; this means no direct methods, no fiat fees or timing to report, as all funding must occur via SPL-compatible wallets.

Fiat can be deposited via bank transfers or cards and withdrawn with standard methods; timing varies from instant to a few days, depending on the channel.

On-chain Withdrawals

Withdrawals on Raydium only incur blockchain network (“gas”) fees, which are dynamic depending on Solana network pressure; there’s no fixed withdrawal fee from the protocol itself, so you only pay the variable SOL-based cost for execution.

Withdrawals in crypto are charged based on actual network fees per coin—typically variable and reflecting blockchain congestion—without additional hidden markup.

Hidden Costs

There are essentially no hidden or extra fees on Raydium—no conversion or inactivity charges and no KYC express or expedited processing costs—since user assets remain self-custodied, and the protocol maintains a fully decentralized, permissionless stance without such financial add-ons.

There are no surprise fees such as inactivity charges or forced express KYC costs; however, currency conversion may incur a minor spread if needed.

Real-World Cost Example: “€500 BTC

Imagine buying €500 worth of BTC via Raydium: you’d first swap an equivalent amount of crypto—incurring a ~0.25% swap fee plus minimal slippage—then withdraw BTC to your wallet, paying only the on-chain SOL network fee; there’s no fiat fee, and all costs stay modest and transparent.

If you buy €500 worth of BTC, you’d incur a small trading fee, experience a narrow market spread, and pay a standard crypto network withdrawal fee—all adding up to a small, predictable total cost.

Crypto Offering & Trading Features

Number of Coins & Pairs

Raydium supports over a thousand SPL-based tokens and boasts more than a thousand trading pairs, while its top 20 pairs by volume typically include heavy hitters within the Solana ecosystem with significant liquidity and trade activity.

Bitstamp lists around 85–90 cryptocurrencies, covering all major top 20 volume pairs and delivering a curated, dependable selection focused on the most traded digital assets.

Product Range

Raydium delivers core DeFi services such as spot swaps, staking, yield farming, token launchpad (AcceleRaytor), concentrated liquidity provisioning (Fusion Pools), and perpetual futures trading—all within a self-custodial, on-chain environment.

Bitstamp offers straightforward spot trading, with additional services including crypto-backed lending and staking (where available), but it does not extend into advanced features like futures, options, margin, ETFs, copy-trading, grid bots, or automated DCA strategies.

Liquidity

24h Volume & Book Depth Raydium often records daily volumes in the tens to hundreds of millions of dollars, supported by combined pool and order-book liquidity, which ensures ample depth—especially for major assets like BTC-SOL or ETH-SOL equivalents on Solana.

For liquid markets such as BTC and ETH, Bitstamp maintains robust 24-hour trading volume and solid order book depth that supports efficient execution at competitive spreads for most routine trades.

Tools

Users benefit from advanced trading features like limit orders, integration with OpenBook’s on-chain order book, real-time trading analytics, and straightforward interaction via wallet-connected interfaces, though classic charting tools like TradingView aren’t native.

The platform supports functional essentials—limit and stop orders—alongside API and WebSocket for automated access; while it may offer real-time charts, advanced options such as OCO, alert triggers, or integrated TradingView remain limited.

Geographic Restrictions by Product

Certain decentralized features of Raydium—especially derivatives or token launches—may be inaccessible to residents of restricted territories such as the U.S. and others, while core swapping and staking remain broadly available

Though spot trading is broadly available, specialized offerings like staking or institutional lending may be withheld in certain jurisdictions due to regulatory constraints, meaning product access can vary by country.

Innovation

Raydium stands out with its permissionless launchpad for token offerings and the option for flexible vs locked staking; launch initiatives like AcceleRaytor and concentrated liquidity pools offer dynamic ways to participate in emerging projects.

Bitstamp maintains a conservative innovation path—it does not run launchpads or launchpools, and while traditional staking or earn functions may exist, differentiated flexible versus locked yield options are not a core part of its product suite.

Security, Regulation & Custody

Operating Entity & Jurisdiction

Raydium is developed by a decentralized team operating under Solana’s framework, without a publicly registered corporate entity or formal headquarters, reflecting typical DeFi protocol structure.

Bitstamp is operated by Bitstamp Ltd., founded in 2011, and headquartered in Luxembourg; it also maintains European registration as an EU payment institution and a UK-registered entity for broader reach.

Licenses/Registration

The protocol does not hold formal regulatory licenses like VASP or MiCA registration, operating instead as a permissionless DeFi platform without centralized oversight.

The exchange holds a Luxembourg-based CASP license under EU MiCA, enabling compliant crypto services across Europe, and also operates under formal BitLicense regulation in New York, reinforcing its regulatory credibility.

Custody

Users retain full self-custody of their assets with no third-party custody; while audits and bug bounty programs bolster confidence, there’s no published proof of reserves or specified cold storage ratio.

Bitstamp retains full control of its custodial infrastructure, with annual major-audit transparency by a Big Four firm since 2016—including proof of liabilities—and holds customer assets 1:1 securely, with a large portion maintained in cold storage.

Insurance & Protection Funds

There’s no on-chain insurance or formally designated protection fund from Raydium—risk mitigation relies on community governance, audits, and bounty incentives rather than external insurance mechanisms.

While Bitstamp emphasizes full asset backing and strong security measures, it does not currently highlight an insurance fund or formal compensation scheme for user losses, instead relying on robust audits and governance practices.

Incident History

In late 2022, Raydium suffered a significant liquidity exploit (~$5M) due to a private key compromise, after which emergency governance steps and DAO-funded compensation were enacted to address losses.

The platform experienced a DDoS attack in 2014 and a hack in early 2015, which led to service interruptions and loss of funds, but it has since rebuilt its infrastructure and security frameworks to solid industry standards.

Risk Controls

Smart contracts are controlled via upgradeable programs safeguarded by Squads multisig; there’s an active bug bounty system, but typical end-user protections like 2FA, whitelists, or API permission tiers are not part of its non-custodial design.

Bitstamp enforces comprehensive risk safeguards, including mandatory two-factor authentication, anti-phishing measures, API permissions, and (in select cases) whitelisting of address withdrawals for enhanced account protection.

Transparency

The platform maintains visible on-chain admin controls, regular audit disclosures, and governance updates, but does not provide formal monthly reports or SLAs—transparency is primarily through protocol documentation and community channels.

The exchange maintains strong operational openness, including routine global audits, public proof-of-reserves exercises, a high security governance score, and a compliance-first culture, even though it does not publish live wallet addresses or formal SLAs.

Deposits, Withdrawals, KYC & Support

Fiat Deposit Methods

Raydium does not support any fiat deposit methods—no bank transfer, card, or e-wallet options—so users must initially acquire crypto elsewhere before interacting with the protocol.

Bitstamp supports deposits via bank transfers (SEPA, SWIFT, ACH Express), credit/debit cards, and in some regions e-wallets; minimums begin around €/ $10 or more, and processing ranges from near-instant (cards or SEPA Instant) to several business days (standard bank transfers).

Supported Fiat Currencies & Conversion

Raydium does not support any fiat deposit methods—no bank transfer, card, or e-wallet options—so users must initially acquire crypto elsewhere before interacting with the protocol.

KYC (Verification Levels)

Being a decentralized protocol, Raydium requires no KYC at any level—there are no identity verification steps, thus no transaction limits or tiers tied to KYC status.

Bitstamp requires KYC with at least two tiers

Withdrawals

Limits, Timing & Networks

Withdrawals are available via bank transfer, card reimbursement, or crypto transfers on networks like ERC-20 or others; limits and speeds vary by KYC level and method—crypto tends to be quickest, bank options may take 1–3 business days.

Customer Support

Raydium offers support through a help center, email, and active community forums like Discord and Telegram, but does not provide 24/7 live chat or guaranteed response times.

Support includes an email/helpdesk and a knowledge base; availability is broad (chat or phone support based on region), with response times ranging from a few hours to a day depending on the channel.

Languages & Localization

Raydium’s interface is primarily provided in English, with no native Spanish support, no fiat-denominated pricing, and no country-specific localization features for regulatory compliance or currency display.

Bitstamp’s interface is available primarily in English, displays balances in €/USD/GBP, and adapts to local regulatory norms in supported jurisdictions.

App Quality & Stability

Raydium’s mobile app supports full DeFi functionality with a smooth interface and high responsiveness; while exact crash metrics aren’t published, user feedback indicates consistent performance and frequent feature refinements.

The Bitstamp mobile app for iOS and Android delivers a stable trading experience with regular updates and rare crashes, reflecting a mature, dependable app platform.

Experience, Performance & Ecosystem

UX/UI

Raydium’s revamped V3 interface delivers a cleaner, more intuitive navigation, consolidating pools, dashboards, and portfolio elements into one layout; while it doesn’t offer separate “Lite” or “Pro” modes, the design balances simplicity for newcomers with advanced routing features beneficial to experienced DeFi users.

Bitstamp now offers two tailored interfaces—Bitstamp Go, designed with interactive flows and a friendly UX ideal for newcomers, and Bitstamp Pro, packed with advanced tools and metrics for experienced users, striking a smooth balance between ease and capability.

Performance

With Solana’s high throughput under the hood, Raydium provides fast order execution and smooth interface performance, though network congestion on Solana can occasionally introduce delays during extreme volatility or high-traffic periods.

The platform delivers consistent performance with low order latency even during high-volume moments; falling-back issues or KYC bottlenecks during bull markets are rare, thanks to its robust tech infrastructure and scalable verification processes.

Education

Raydium offers educational content through its Academy and governance forums, but lacks built-in demo or simulator tools and has limited Spanish-language resources, relying mostly on English documentation and community translations.

While Bitstamp includes helpful in-app guidance and a well-organized knowledge base, it lacks a full demo or simulator environment, and Spanish-language educational materials are limited, focusing more on global core content.

Community

Raydium maintains an active base across Discord, Telegram, Twitter, and governance town halls, fostering strong community engagement and support—though it doesn’t currently offer a formal referral program.

Bitstamp encourages community engagement through helpdesk support and knowledge articles, though it doesn’t maintain public forums, Discord, or Telegram channels—its platform leverages a referral system as the main peer-sharing feature.

Integrations

Raydium supports SDK and API access, allowing third-party integration with tax platforms, external bots, and accounting tools; however, it lacks native TradingView integration, so charting relies on built-in graph elements or external platforms.

Bitstamp integrates natively with TradingView for seamless charting and order execution and supports connection with external bot platforms through its API—but it does not offer built-in tax tools or accounting integrations.

Who Each One Is Best For

Raydium shines for users immersed in the Solana ecosystem who value fast, composable DeFi trading and liquidity tools, while casual crypto users or those seeking multi-chain, fiat-based simplicity may find interfaces like centralized exchanges or cross-chain DEXs more accessible.

Bitstamp is ideal for users seeking a clean, secure, and regulated exchange—Go mode for beginners looking for clarity, and Pro for more advanced individuals wanting control without noise—though those craving hands-on automation or rich educational tooling may look elsewhere.