Coinsbank vs Safetrade: Fees, Security, Features & Which to Choose (2025)

Trying to choose between Coinsbank and Safetrade This side-by-side comparison reveals total cost (fees + spreads), security & licenses, coins/derivatives, deposits/withdrawals, and app quality. In 2 minutes you’ll see who wins for beginners, active traders, and long-term holders. Clear pros/cons, a quick verdict, and safe links to get started.

Last updated on August 16, 2025

Coinsbank

Safetrade

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Available Countries

United States

Europe

Yes

Latin America

Yes

India

China

Canada

Yes

United Kingdom

Yes

United States

Yes

Europe

Yes

Latin America

Yes

India

Yes

China

Yes

Canada

Yes

United Kingdom

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Coinsbank is ideal if:

All-in-one crypto hub: Combines wallet, exchange, merchant gateway, and crypto-linked debit cards—great if you value integrated tools under one roof.
Fiat and card convenience: Supports multiple fiat currencies and offers debit cards with instant crypto conversion—ideal if you frequently spend or manage fiat alongside crypto.
Beginner-friendly and secure: Features a clean, intuitive interface with mobile support and strong security (2FA, cold storage)—well-suited for new users prioritizing ease of use.

Safetrade is ideal if:

Great for altcoin explorers If you're keen to trade lesser-known or emerging cryptocurrencies, SafeTrade offers a broad variety of altcoins alongside popular ones, making it a good match.
Ideal if low fees matter With a straightforward, flat trading fee structure that’s competitively lower than many industry standards, it's a smart choice for cost-conscious traders.
Suited for users valuing interface and support The platform features a beginner-friendly design and offers responsive support via channels like email and Discord, simplifying your trading journey.

Coinsbank isn’t ideal if:

Limited crypto variety: Only supports a handful of major coins—may frustrate users seeking diverse altcoin options.
Regulatory ambiguity: Licensed in Belize but with unclear regional oversight—less appealing if you prefer exchanges with transparent local regulation.
Spotty user feedback: Mixed to negative reviews and inconsistent support response—might concern anyone valuing reliable, responsive customer service.

Safetrade isn’t ideal if:

Regulatory safety is a must If you need the legal protection of a regulated exchange, SafeTrade’s lack of oversight may leave you exposed to unnecessary risk.
You prefer fiat trading options If entering via your local currency is important, SafeTrade’s predominantly crypto-only pairs can be limiting for newcomers.
You trade large volumes or need liquidity For high-volume trades or deep order books, SafeTrade’s thinner liquidity may result in unfavorable price slippage or delays.

Fees & Total Costs

Spot Maker/Take

CoinsBank applies a flat 0.20% maker and 0.50% taker fee regardless of trading volume, with no discounts linked to holding a native token.

SafeTrade applies a flat trading fee of around 0.1 % for both maker and taker orders regardless of volume, with no tiered discounts or benefits tied to holding a native token like SAFE.

Futures/Derivatives

CoinsBank does not currently offer futures or derivatives trading, so maker/taker fees and funding costs are not applicable.

SafeTrade does not offer futures or derivative contracts, so there are no associated maker/taker or funding costs to consider.

Average Spreads on Liquid Pairs

While precise spreads aren’t publicly stated, CoinsBank’s flat trading fee structure suggests that the spread is integrated into the market price and remains modest but slightly higher compared to low-fee platforms.

While SafeTrade uses direct crypto-to-crypto pairs, spread data isn’t formally published, and anecdotal experience shows reasonable execution on major pairs with moderate slippage for small to mid-sized trades due to lighter liquidity.

Fiat Deposits & Withdrawals

CoinsBank accepts fiat via wire transfer and credit card, with the processing time depending on method; fees are present but not clearly disclosed, and delays may occur depending on the payment channel.

SafeTrade does not support fiat deposits or withdrawals; you must deposit using cryptocurrencies only, so there are no fiat-based funding channels, fees, or timeframes to manage.

On-chain Withdrawals

Cryptocurrency withdrawals like BTC are charged a fixed fee (for example, 0.005 BTC), instead of variable “dynamic” network fees, and similar structure likely applies to ETH, TRX, etc., though amounts aren’t explicitly listed.

Withdrawal costs on SafeTrade follow variable blockchain network fees depending on the asset (e.g. BTC, ETH, TRX), so these on-chain charges are dynamic and not fixed by the platform itself.

Hidden Costs

Some potential extra costs can include currency conversion spreads, possible fees for expedited KYC, and inactivity charges, though details are not prominently disclosed or standardized on the platform.

There are no hidden penalties; SafeTrade doesn’t charge for account inactivity, KYC speed upgrades, or fiat conversion—most extra costs are simply the blockchain fees for crypto withdrawals.

Real-World Cost Example: “€500 BTC

If you buy €500 of BTC, you’d pay the 0.50% taker fee, plus absorb any market spread and possibly incur a fiat funding fee and fixed BTC withdrawal cost, though exact numbers shift with exchange rates and the selected withdrawal method.

If you deposit €500 worth of BTC via another platform and transfer it in, you’d pay SafeTrade’s ~0.1 % trading fee when buying BTC, incur standard spread/slippage in the BTC/USDT pair, and finally pay only the normal network withdrawal fee—no additional markup.

Crypto Offering & Trading Features

Number of Coins & Pairs

CoinsBank supports four cryptocurrencies—Bitcoin, Ethereum, Litecoin, and Ripple—pairings are limited to these major assets, with only top volume pairs offered, so the total and top-20 breakdown mirrors each other.

SafeTrade lists approximately 44–50 cryptocurrencies across about 70–80 trading pairs, with the top 20 by volume typically featuring assets like QUBIC/USDT, QTC/USDT, BTC/USDT, ETH/BTC, and others—reflecting modest but focused coverage.

Product Range

CoinsBank focuses on spot trading only, without margin, futures/perpetuals, options, ETFs, staking, lending, copy-trading, grid bots, or automated DCA strategies—their offering remains straightforward and singular.

The platform offers spot trading only, with no support for margin, perpetuals, options, ETFs, copy trading, or bots—though it does provide staking in a simplified form, earning users passive rewards on holdings.

Liquidity

Liquidity data, including precise 24-hour volumes or depth metrics for BTC/ETH, isn’t publicly disclosed on the platform, suggesting moderate liquidity but without publicly accessible indicators.

SafeTrade logs sub-1 million USD daily trading volume, led by a few pairs like QUBIC/USDT; its liquidity remains light, meaning deeper trades may face noticeable slippage due to limited order book depth.

Tools

The platform offers essential tools—limit orders, stop-loss, take-profit (OCO-style) and real-time charts—but lacks advanced alert systems, built-in TradingView, or public API/websocket access.

You’ll find basic limit and market orders, with no margin, OCO, advanced charting, alerts, API/WebSocket, or native TradingView support—simplifying the interface at the cost of advanced functionality.

Geographic Restrictions by Product

CoinsBank allows access to the same basic spot trading services across supported regions, with no explicit geographic restrictions detailed for trading products like derivatives (which are simply not offered).

There are no specific geographic restrictions disclosed per region, but given the absence of regulated derivatives and full licensing, complex products like futures likely remain unavailable regardless of your location.

Innovation

Current innovation tools like launchpad, launchpool, flexible or locked earn products are not part of CoinsBank’s offering, as the platform maintains a more traditional and minimalistic functionality set.

SafeTrade does not currently support launchpads, launchpools, or differentiated staking structures—staked assets earn simple rewards, with no flexible vs. locked variations or new token launch mechanisms.

Security, Regulation & Custody

Operating Entity & Jurisdiction

CoinsBank is reportedly operated by CoinsBank LP (financial services via XBIT Ltd), said to be registered in Belize, with historical ties to a UK-based entity and offices in Edinburgh, though verifiable details remain opaque.

SafeTrade operates under a centralized corporate entity founded around 2018, officially headquartered in Saint Vincent and the Grenadines, with some references also linking it to Canada.

Licenses/Registration

Despite claims of FCA authorization under license number 182110, investigative reviews indicate that this license belongs to an unrelated entity, meaning CoinsBank lacks legitimate regulation in the UK, EU, or other formal jurisdictions.

The platform operates without licensing from major financial authorities and lacks formal VASP or MiCA regulation, meaning it is essentially unregulated by top-tier or regional crypto oversight frameworks.

Custody

CoinsBank appears to self-custody user assets, with no public evidence of Proof of Reserves, independent audits, or clear disclosure of cold storage percentage figures.

User assets are primarily held in cold storage with internal custody; there’s no public proof of reserves or third-party audit reports verifying holdings or cold-storage percentages.

Insurance & Protection Funds

The platform does not advertise any formal insurance coverage or dedicated user protection funds to safeguard customer holdings in case of loss or breach.

There is no mention of insurance coverage or dedicated protection funds to compensate users in case of loss, hack, or operational failure.

Incident History

Available public data does not show documented incidents such as hacks or regulatory penalties, though several user complaints question the platform’s transparency and reliability.

There are no widely confirmed reports of large-scale hacks, platform suspensions, or regulatory penalties, though user complaints exist; however, no official incident disclosure or transparency report is available.

Risk Controls

CoinsBank has historically offered basic security mechanisms such as multi-signature wallets and user-held keys, but doesn’t broadly advertise more advanced controls like whitelisting, dedicated anti-phishing tools, multiple sub-accounts, or detailed API permissioning.

SafeTrade supports standard two-factor authentication (2FA), and employs cold storage and encryption; there’s no indication of advanced measures such as withdrawal whitelists, anti-phishing tools, sub-accounts, or granular API permissions.

Transparency

The platform does not publish routine transparency reports, nor does it share on-chain wallet addresses or formal SLAs, making their operational transparency limited.

The platform does not publish regular transparency reports, dedicate a public wallet explorer, or offer service-level agreements; overall visibility into operations and system integrity remains limited.

Deposits, Withdrawals, KYC & Support

Fiat Deposit Methods

CoinsBank supports fiat deposits via bank transfers, credit/debit cards, and internal wallet transfers, with no clearly published deposit minimums, maximums, or exact processing times—methods appear functional but fees and limits are not transparently detailed.

SafeTrade does not currently offer fiat deposit options—no transfers, cards, or e-wallets are supported; you’ll need to deposit cryptocurrency instead, and specifics on deposit thresholds or timing are not outlined on platform.

Supported Fiat Currencies & Conversion

KYC (Verification Levels)

CoinsBank requires identity verification for fiat operations, but does not clearly define tiered KYC levels or associated limits; users may need to complete basic KYC to access deposit or withdrawal functions.

SafeTrade requires KYC verification to activate trading, but details on tiered verification levels, or account limits tied to KYC status, are not clearly laid out—so expect a single-step process without published thresholds for trading limits.

Withdrawals

Cryptocurrency withdrawals use fixed fees (e.g., 0.005 BTC), with no indication of minimums, maximums, or supported blockchains beyond major ones like BTC or ETH, and timing details are not explicitly shared.

Withdrawals are processed on-chain with support for networks like BSC, Tron, and Ethereum—with BSC and Tron being faster and cheaper; exact daily limits or withdrawal lead times vary by asset and are not standardized publicly.

Customer Support

Support is available via 24/7 live chat, email, and phone, with a mobile app and web knowledge base; however, actual response times aren’t promised or documented.

They offer support through email, support tickets, Telegram, and occasionally live chat; there’s an FAQ and announcements hub, but response times vary according to user feedback—some praise responsiveness on Discord, while others report delays.

Languages & Localization

The platform is primarily offered in English, displays prices in fiat like EUR and USD, but does not appear to offer localized content tailored to specific regions or currencies.

The interface and customer communications are primarily in English, fees are displayed in crypto or US dollars, and there’s no strong indication of local regulatory alignment or multi-currency display beyond that.

App Quality & Stability

CoinsBank’s mobile app for iOS and Android is designed to be secure and user-friendly, employs data encryption, and enables instant transfers—but hard metrics like stability, crash frequency, or recent updates are not publicly detailed.

SafeTrade offers mobile-friendly access without native iOS or Android apps, and while the web interface is generally smooth and stable, there are user-reported occasional bugs and no public data on crash rates or recent update frequency to assess overall app reliability.

Experience, Performance & Ecosystem

UX/UI

CoinsBank offers a clean, intuitive interface with minimal clutter, making it approachable for beginners; however, it does not differentiate between “Lite” or “Pro” versions, so all users interact with a single unified platform experience.

SafeTrade delivers a clean and minimalistic interface with a very gentle learning curve—no Lite/Pro toggle, just a straightforward, uncluttered trading view that makes it feel welcoming for newcomers and efficient for casual users.

Performance

With a streamlined UI and centralized infrastructure, order execution is generally smooth, though there’s sparse feedback on slowdowns during high-volatility or during Bull Market KYC surges—meaning performance may vary under extreme conditions.

Trading on SafeTrade generally sees fast order execution and prompt deposit/withdrawal processing, even during spikes; there are no widely reported system crashes or KYC bottlenecks, suggesting functional resilience under load.

Education

The platform doesn’t feature a built-in learning academy, demo environment, or Spanish-language educational materials, so users looking for guided tutorials or localized crypto content may need external resources.

SafeTrade doesn’t currently offer a dedicated academy, demo environment, or Spanish-language educational materials; its support comes through FAQs and announcements rather than structured learning or simulation tools.

Community

CoinsBank engages its audience through unique community experiences like blockchain-themed cruises and supports multilingual channels via WhatsApp, Telegram, WeChat, and referrals, though it lacks traditional forums or dedicated Discord groups.

SafeTrade fosters an active community presence via its official Discord channel and supports an affiliate referral program, allowing users to engage directly and participate in platform discussions or growth initiatives.

Integrations

The platform operates primarily as a standalone crypto solution with no native TradingView integration, external trading bots, tax reporting features, or accounting integrations—keeping the focus on core functionality.

Integration options are minimal—SafeTrade does not embed TradingView charts or support third-party bots or tax/accounting tools; its ecosystem remains lightweight and self-contained.

Who Each One Is Best For

CoinsBank is best for users who want a consolidated crypto wallet, exchange, and spending card all in one place with straightforward usability, whereas more advanced traders or educators may find it lacking in trading sophistication or educational support.

SafeTrade is well-suited for a casual or beginner trader seeking a clean, no-frills interface for spot trading of familiar cryptocurrencies—less ideal for professionals, power users, or those needing advanced tools or rich educational resources.