Plus500 vs Blockchain.Com: Fees, Security, Features & Which to Choose (2025)

Trying to choose between Plus500 and Blockchain.Com This side-by-side comparison reveals total cost (fees + spreads), security & licenses, coins/derivatives, deposits/withdrawals, and app quality. In 2 minutes you’ll see who wins for beginners, active traders, and long-term holders. Clear pros/cons, a quick verdict, and safe links to get started.

Last updated on August 25, 2025

Plus500

Blockchain.Com

⚠️ We look for what’s best for you.

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Available Countries

United States

Europe

Yes

Latin America

Yes

India

China

Canada

United Kingdom

Yes

United States

Yes

Europe

Yes

Latin America

Yes

India

Yes

China

Canada

Yes

United Kingdom

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Plus500 is ideal if:

Beginner-friendly simplicity — Plus500 offers an intuitive, uncluttered trading platform across web and mobile, making it easy to start trading even without prior experience.
Risk-safe practice — You get a free, unlimited demo account and essential risk-management tools, letting you gain confidence without risking real capital.
Versatile CFD access — Plus500 provides a broad selection of tradable instruments via CFDs, including cryptos, stocks, forex, and commodities—great if you want exposure across different markets.

Blockchain.Com is ideal if:

Fast & liquid trading for individuals — Built for retail users seeking a slick, high-speed exchange with deep real-time order books and ultra-responsive execution.
Seamless wallet-to-exchange flow — Perfect if you want the flexibility of effortlessly shifting funds between a secure non-custodial wallet and your trading account.
Straightforward tools, not overload — Ideal if you prefer a clean trading experience: just enough assets and order types, enhanced with customizable charts without overwhelming complexity.

Plus500 isn’t ideal if:

Lacks advanced trading features — No support for expert tools like algorithmic bots, third-party platforms (MT4/5), or social/copy trading, so power users may feel constrained.
Not suited for high-frequency or scalping strategies — Accounts may be closed if rapid trades (under two-minute intervals) are used, limiting active day traders.
Platform focuses more on CFDs, not long-term investing — With a model centered on leveraged derivatives, it's less ideal for buy-and-hold investors or those seeking diversified asset management.

Blockchain.Com isn’t ideal if:

If you need broad crypto access — Not suited for you if you’re after an extensive altcoin lineup, as its asset selection is relatively limited.
If you want round-the-clock live support — Might frustrate you if you rely on phone or email help, because support options are primarily online and can lack responsiveness.
If direct fiat withdrawals are essential — Not ideal if you're aiming to withdraw fiat to a card or e-wallet, as such options are restricted or unavailable.

Fees & Total Costs

Spot Maker/Take

Plus500 does not follow a maker/taker fee model, nor does it offer volume-tiered discounts or native token reductions; instead, all costs are embedded in the platform’s floating buy-sell spreads, meaning you always pay whatever spread is quoted when executing spot trades.

Blockchain.com applies a tiered maker-taker model for spot trading; maker fees decrease from around 0.40% down to 0% and taker fees from approximately 0.45% down to 0.06%, depending on your 30-day trading volume—there are no explicit discounts tied to holding a native token.

Futures/Derivatives

Futures trading operates on a platform-fee-free basis, though there are specified contract commissions per side, while overnight funding (rollover) charges apply automatically if positions remain open past the funding cutoff time.

Blockchain.com offers margin trading (not full perpetual futures) with a recurring margin fee of around 0.02% every 4 hours, applied alongside the usual maker/taker structure when applicable.

Average Spreads on Liquid Pairs

Spread values for crypto pairs like BTC/USDT and ETH/USDT aren’t published as flat numbers and vary with market flux; Plus500 uses dynamic pricing that blends its own markup into quoted spreads, so you’ll see wider-than-raw-market spreads depending on volatility conditions.

While the platform doesn’t publish exact spread figures, liquid pairs like BTC/USDT and ETH/USDT generally trade at tightly competitive spreads comparable to other major retail exchanges, especially during normal market conditions.

Fiat Deposits & Withdrawals

You can use methods like bank transfer, credit/debit cards, and e-wallets (e.g. PayPal, Skrill); Plus500 typically charges no internal deposit or withdrawal fees, although third-party provider or bank charges—and occasional exchange-related fees—may still apply; processing generally takes 1–7 business days depending on the method.

You can deposit fiat via methods like ACH, SEPA, wire transfers, or faster local systems—with deposits typically free or carrying a small fixed fee, and funds arriving in 1–5 business days depending on the method; withdrawals to bank via ACH/SEPA are usually free or low-fee, while wire transfers may carry a modest flat charge and take a few business days.

On-chain Withdrawals

On-chain withdrawals aren’t offered—Plus500 doesn’t support direct cryptocurrency withdrawals—so there are no fixed or dynamic network-based crypto withdrawal costs.

Deposit to the exchange is free aside from network fees, and withdrawals incur a processing fee plus the variable on-chain network fee, which is displayed before you confirm; the network component is dynamic per blockchain (e.g., BTC, ETH, TRX).

Hidden Costs

Hidden or incidental costs include a currency conversion fee of up to approximately 0.7% when trading or transacting in currencies other than your account base, plus a monthly inactivity fee (e.g. around $10) after consecutive months without logging in; there are no express KYC or surprise platform charges.

Some indirect costs include holding-period delays for card or ACH purchases, currency conversion margins if your currency differs from supported ones, and fees or delays tied to express KYC or expedited verification.

Real-World Cost Example: “€500 BTC

If you buy €500 worth of BTC, you’ll implicitly pay for the spread markup, which might be in the range of a few percent over market price, but there’s no explicit commission; if you later attempt to withdraw funds (fiat), there’ll be no withdrawal fee from Plus500 unless limits or conditions are broken, though your bank or payment service may charge its own fee.

You’d pay a maker/taker trading fee on the €500 trade (depending on order type and volume tier), plus the spread embedded in the rate, and if you then withdraw on-chain, you’d also pay the dynamic network fee and the small processing charge before the BTC reaches your wallet.

Crypto Offering & Trading Features

Number of Coins & Pairs

Plus500 offers around 20 cryptocurrency-related CFDs, including major coins and a “Crypto 10 Index” that tracks top cryptocurrencies, meaning its range is relatively limited compared to comprehensive exchanges.

The platform offers 26–30 cryptocurrencies and 50–80+ trading pairs overall, with the top 20 pairs dominated by major markets like BTC/USDT, ETH/USDT, and top altcoin combinations.

Product Range

Plus500 provides spot-style CFDs and crypto futures, but doesn’t offer traditional margin trading, crypto ETFs, staking, earning features, lending services, copy trading, grid bots, or automated DCA—its product set is streamlined around derivatives.

Supports spot trading, selective margin (up to 5× on certain USD/USDT pairs), and lending/borrowing via institutional OTC, but does not offer perpetuals, options, crypto ETFs, staking/earn, or copy-trading and advanced automation natively.

Liquidity

Liquidity and depth data for BTC/ETH aren’t disclosed publicly, but Plus500 typically operates as the counterparty to your trades rather than routing through public order books, so traditional volume or depth metrics are not directly applicable.

While exact figures aren’t published, BTC and ETH pairs enjoy robust liquidity, with substantial 24-hour trading volumes and deep order books in core markets.

Tools

The platform supports limit, stop-loss, trailing-stop, and conditional orders, offers price alerts and advanced charting with technical indicators, yet lacks external API access or native TradingView integration for algorithmic or programmatic trading.

Offers standard limit and stop orders, but lacks OCO functionality; provides live price charts, basic alerts, and supports both REST API and WebSocket access, though it does not embed a native TradingView charting interface.

Geographic Restrictions by Product

Availability of key products like crypto CFDs and futures varies by jurisdiction—for instance, CFDs are not available to U.S. traders, and futures may be restricted or offered under a separate U.S. entity depending on local regulation.

Margin trading is blocked in several jurisdictions, including the US, Canada, Japan, Germany, the Netherlands, Italy, and sanctioned nations, while spot services remain available more broadly.

Innovation

Plus500 does not offer innovative features like launchpads, launchpools, or differential earn programs—its platform focuses on the core CFD experience without those DeFi-style utility or token launch functionalities.

The platform lacks features like launchpads or pools. It also does not offer flexible vs. locked earn options, limiting its appeal for users looking for innovative passive-income tools.

Security, Regulation & Custody

Operating Entity & Jurisdiction

Plus500 Ltd is a publicly traded fintech company founded in 2008, headquartered in London (listed on the LSE as part of the FTSE 250), and operates via regional subsidiaries based in Cyprus, the UK, Australia, Singapore, Israel, the Seychelles, the UAE, Japan, the Bahamas, and others.

Blockchain.com originated in 2011 in the UK and is now structured under entities including Blockchain (LT), UAB (Lithuania) and other legal arms in Ireland and the BVI, with its main headquarters in Luxembourg.

Licenses/Registration

The platform is licensed and regulated by multiple top-tier authorities including the UK FCA, CySEC (EU), ASIC (Australia), MAS (Singapore), ISA (Israel), along with recent additions such as the Canadian Investment Regulatory Organization and UAE approval; not specifically under MiCA/EU frameworks.

It operates under Lithuanian corporate registration, and in the UK it acts through a regulated partner for financial promotions—no publicly highlighted MiCA or EU-wide license is cited.

Custody

Plus500 holds client funds in segregated accounts in compliance with regulations, but it does not support direct crypto custody—hence no public proof of reserves, cold storage statistics, or third-party wallet audits are offered.

Custody is centralized (Blockchain holds assets); there’s no visible Proof-of-Reserves report or cold storage ratio publicly declared via their site.

Insurance & Protection Funds

There is no mention of specific crypto or third-party insurance on holdings; however, regulated jurisdictions provide standard investor protections, such as compensation schemes in the UK and EU for client funds.

There’s no explicit mention of insurance policies or protected fund schemes designed for user asset safety listed on the platform.

Incident History

There are no widely reported incidents of security breaches or hacks on record; past regulatory action includes an FCA fine in earlier years for AML-related deficiencies, but there have been no recent major operational interruptions.

The platform has not publicized hacks, service suspensions, or regulatory fines, suggesting a relatively clean public incident record to date.

Risk Controls

Plus500 employs standard security controls such as SSL encryption and protected logins; however, features like two-factor authentication, address whitelisting, anti-phishing tools, sub-account structures, or granular API access are not prominently highlighted as available.

Security features include user-enabled 2FA, support for whitelisting withdrawal addresses, anti-phishing alerts, plus REST and WebSocket API access, though fine-grained sub-account roles aren’t promoted.

Transparency

Plus500 publishes regular financial and corporate reports, operates under UK corporate governance standards, and adheres to regulatory transparency; public blockchain wallet visibility or formal SLAs are not provided.

There are no publicly available regular solvency reports, on-chain wallet data, or service-level commitments for transparency, at least not in an openly accessible format.

Deposits, Withdrawals, KYC & Support

Fiat Deposit Methods

You can deposit via bank transfers, Visa/MasterCard, PayPal, Skrill, Apple Pay, or Google Pay. The general minimum is around $100, though wire transfers may require more depending on your region; maximum limits vary by country and payment method. Deposits are free on Plus500’s side but may incur charges from your provider, and processing typically takes between 1 to 7 business days depending on the method and your location.

You can deposit fiat via bank wire, ACH, SEPA, or card payments, with typical minimums and maximums set per method (e.g. cards around €5, wires higher), and processing times ranging from instant up to several business days, depending on the method and region.

Supported Fiat Currencies & Conversion

KYC (Verification Levels)

Account registration is swift and includes mandatory identity verification (KYC/AML). Although Phases like “Basic” or “Advanced” are not explicitly categorized, funding and withdrawal capabilities may be restricted until you submit standard documents like government-issued ID and proof of residence; further verification may be requested depending on individual circumstances.

Verification follows tiered access—unverified users have limited functionality, while Full Access requires identity verification, unlocking higher transaction limits and broader features; exact thresholds depend on your country and payment methods.

Withdrawals

Plus500 does not support cryptocurrency withdrawals, only fiat. Withdrawal processing takes around 1 to 3 business days, though your bank or wallet provider may extend that to as much as a week. If you withdraw less than $100, a fee may apply, and exceeding a certain number of monthly withdrawals could also trigger additional charges.

Withdrawal limits are roughly $100,000 daily, with individual transaction caps by method (e.g. cards ~$1,200, ACH/wire $25,000), and withdrawals process in hours to a few days; crypto withdrawals are supported over common networks like ERC-20, TRC-20, and options depend on token.

Customer Support

Support operates 24/7 via live chat and email, with quick response times and an accessible FAQ/Trading Academy for self-help. While response speeds can vary, most clients find support prompt and helpful, aided by a broad knowledge base covering deposits, trading, and platform navigation.

Support is available 24/7 via ticket and email, there’s no phone line; response times vary (sometimes slow), and there’s an extensive knowledge base and FAQ for self-help.

Languages & Localization

The platform supports over 30 languages, including native Spanish, and displays prices in your account base currency (e.g., €). It operates under local regulatory regimes in multiple regions, ensuring that services are tailored to local rules and currency preferences.

Blockchain.com supports multiple interface languages, including Spanish, and automatically displays balances and fees in your local fiat currency when possible; regulatory coverage adapts per country, using local entity registrations or partner arrangements where applicable.

App Quality & Stability

Plus500’s app is widely rated as stable and user-friendly across both mobile and web platforms. While specific crash-rate figures and update logs aren’t published, ongoing enhancements and a clean operational record suggest consistent attention to performance and reliability.

The mobile app is noted for being fast and stable with low crash rates, regularly updated; it supports multiple languages including Spanish, displays fees in relevant local currencies, and adapts some features based on your location.

Experience, Performance & Ecosystem

UX/UI

Plus500 offers a clean, minimalistic interface designed for quick onboarding—there’s no separate lite or pro mode, just one unified platform that scales from basic to advanced features as you explore it.

The interface is clean and intuitive, with a consistent layout that’s easy to navigate for new users—but there’s no explicit “Lite” or “Pro” toggle; advanced settings emerge as you explore deeper into the trading view, offering a seamless learning curve rather than separate modes.

Performance

Execution is generally smooth and low-latency in stable markets, though during extreme volatility the platform may slow down; KYC delays have been reported during bull runs, but such cases are rare and resolve quickly.

Order execution is generally swift and reliable, though during high-volatility spikes the platform can experience minor latency; KYC verification speeds have notably improved with recent integrations, limiting wait times even when demand surges.

Education

Their Trading Academy includes ebooks, guided videos, and webinars plus a fully functional, unlimited demo account—while most resources are in English, some video subtitles and FAQs support Spanish.

Blockchain.com offers a robust free Learning Portal filled with beginner-friendly guides, explainer videos, podcasts, and deep dives—you can absorb knowledge at your own pace directly from the platform, although dedicated simulators or demo accounts aren’t currently part of the suite.

Community

Plus500 does not prominently host community forums or manage official Discord or Telegram groups; referral options exist but are based on affiliate links rather than social investor networks.

The exchange supports an official referral program—recently rewarding users with token-based bonuses under defined conditions—and encourages participation through social channels, but there’s no dedicated Blockchain.com Discord or forum hosted by the platform.

Integrations

The platform runs its proprietary web and mobile interface and does not support native TradingView, bot integration, tax-report automation, or accounting tool sync.

The platform includes integrated TradingView charts for in-platform technical analysis and provides API and WebSocket access for connecting external tools, although automated bots, tax-tracking suites, or accounting integrations are not formally embedded.

Who Each One Is Best For

Plus500 shines for traders seeking a straightforward, demo-supported CFD experience built around usability and risk tools—especially newcomers or those who prioritize simplicity over advanced automation or social features.

Blockchain.com works best for users who value a streamlined, educational experience, combined with solid trading tools and direct learning resources—but it may be less suitable for traders seeking ultra-custom interfaces or multi-tool automation.