Plus500 vs Kuna: Fees, Security, Features & Which to Choose (2025)

Trying to choose between Plus500 and Kuna This side-by-side comparison reveals total cost (fees + spreads), security & licenses, coins/derivatives, deposits/withdrawals, and app quality. In 2 minutes you’ll see who wins for beginners, active traders, and long-term holders. Clear pros/cons, a quick verdict, and safe links to get started.

Last updated on August 27, 2025

Plus500

Kuna

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Available Countries

United States

Europe

Yes

Latin America

Yes

India

China

Canada

United Kingdom

Yes

United States

Yes

Europe

Latin America

India

China

Yes

Canada

Yes

United Kingdom

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Plus500 is ideal if:

Beginner-friendly simplicity — Plus500 offers an intuitive, uncluttered trading platform across web and mobile, making it easy to start trading even without prior experience.
Risk-safe practice — You get a free, unlimited demo account and essential risk-management tools, letting you gain confidence without risking real capital.
Versatile CFD access — Plus500 provides a broad selection of tradable instruments via CFDs, including cryptos, stocks, forex, and commodities—great if you want exposure across different markets.

Kuna is ideal if:

Effortless Quick Buys – If you prefer rapid purchases without account creation, Kuna’s “5-click” system lets you buy Bitcoin, Ethereum, or Tether in around 30 seconds directly to your wallet.
Straightforward and Friendly UI – Kuna offers a clean, intuitive interface (web and mobile) that’s especially suitable for newcomers and those who value simplicity and smooth navigation.
Regional Fiat Flexibility – If you're in supported areas, Kuna enables seamless fiat-to-crypto trades using local methods in UAH, USD, or RUB, plus tools like cash codes—making funding your trades frictionless.

Plus500 isn’t ideal if:

Lacks advanced trading features — No support for expert tools like algorithmic bots, third-party platforms (MT4/5), or social/copy trading, so power users may feel constrained.
Not suited for high-frequency or scalping strategies — Accounts may be closed if rapid trades (under two-minute intervals) are used, limiting active day traders.
Platform focuses more on CFDs, not long-term investing — With a model centered on leveraged derivatives, it's less ideal for buy-and-hold investors or those seeking diversified asset management.

Kuna isn’t ideal if:

Limited Asset Variety – If you're looking to trade a wide range of cryptocurrencies or exotic altcoins, Kuna offers only a modest selection that may feel restrictive.
Basic Trading Tools Only – For those seeking advanced charting, technical indicators, or professional-grade trading features, Kuna’s platform remains quite simplistic.
No PayPal or Wallet Options – If you prefer funding your account with PayPal, Skrill, or Neteller, or need live chat or phone support, you’ll find those options aren’t available here.

Fees & Total Costs

Spot Maker/Take

Plus500 does not follow a maker/taker fee model, nor does it offer volume-tiered discounts or native token reductions; instead, all costs are embedded in the platform’s floating buy-sell spreads, meaning you always pay whatever spread is quoted when executing spot trades.

Kuna applies a flat 0.25 % trading fee for both makers and takers, without tiered volumes—though holding at least 100 KUN tokens grants VIP status, which waives maker fees entirely.

Futures/Derivatives

Futures trading operates on a platform-fee-free basis, though there are specified contract commissions per side, while overnight funding (rollover) charges apply automatically if positions remain open past the funding cutoff time.

Kuna does not offer futures or other derivative trading instruments; therefore, there are no associated maker, taker, or funding fees.

Average Spreads on Liquid Pairs

Spread values for crypto pairs like BTC/USDT and ETH/USDT aren’t published as flat numbers and vary with market flux; Plus500 uses dynamic pricing that blends its own markup into quoted spreads, so you’ll see wider-than-raw-market spreads depending on volatility conditions.

Kuna does not publicly disclose spread data, and their simplified fee model suggests minimal hidden spread, though precise average figures for these pairs are not available.

Fiat Deposits & Withdrawals

You can use methods like bank transfer, credit/debit cards, and e-wallets (e.g. PayPal, Skrill); Plus500 typically charges no internal deposit or withdrawal fees, although third-party provider or bank charges—and occasional exchange-related fees—may still apply; processing generally takes 1–7 business days depending on the method.

Fiat deposits are accepted (e.g., via credit card for Ukrainian-issued Visa/Mastercard or via methods like Perfect Money, Payeer, Advanced Cash, or Kuna Code), with variable fees depending on the method—withdrawals mirror those deposit options, again with method-dependent fees and typical processing within short timeframes.

On-chain Withdrawals

On-chain withdrawals aren’t offered—Plus500 doesn’t support direct cryptocurrency withdrawals—so there are no fixed or dynamic network-based crypto withdrawal costs.

Crypto withdrawal fees are based on asset and network; for example, withdrawing BTC incurs a fixed fee of approximately 0.0005 BTC. Other assets like ETH or TRX may have different dynamic fees, though Kuna doesn’t specify those publicly across all networks.

Hidden Costs

Hidden or incidental costs include a currency conversion fee of up to approximately 0.7% when trading or transacting in currencies other than your account base, plus a monthly inactivity fee (e.g. around $10) after consecutive months without logging in; there are no express KYC or surprise platform charges.

There’s no explicit information about inactivity fees or express KYC charges; however, currency conversion may incur a flat percent fee embedded in the exchange rate, depending on your selected method.

Real-World Cost Example: “€500 BTC

If you buy €500 worth of BTC, you’ll implicitly pay for the spread markup, which might be in the range of a few percent over market price, but there’s no explicit commission; if you later attempt to withdraw funds (fiat), there’ll be no withdrawal fee from Plus500 unless limits or conditions are broken, though your bank or payment service may charge its own fee.

Buying €500 worth of BTC would incur the standard 0.25 % trading fee and any minor spread embedded by the platform, plus the fixed withdrawal cost of ~0.0005 BTC when sending the funds on-chain—exact totals depend on BTC’s live price at the time.

Crypto Offering & Trading Features

Number of Coins & Pairs

Plus500 offers around 20 cryptocurrency-related CFDs, including major coins and a “Crypto 10 Index” that tracks top cryptocurrencies, meaning its range is relatively limited compared to comprehensive exchanges.

Kuna lists approximately 22 to 40 cryptocurrencies and supports around 40 trading pairs, with the most active ones being BTC/UAH, ETH/BTC, ZEC/UAH, DAI/UAH, ZEC/USDT, KUN/USDT, BTC/USDC, and ETH/UAH.

Product Range

Plus500 provides spot-style CFDs and crypto futures, but doesn’t offer traditional margin trading, crypto ETFs, staking, earning features, lending services, copy trading, grid bots, or automated DCA—its product set is streamlined around derivatives.

Kuna’s product suite is straightforward—spot trading only (crypto–crypto and crypto–fiat), no margin, derivatives, ETFs, lending, copy trading, grid bots, automatic DCA, or options; however, it does offer staking rewards through holding certain assets.

Liquidity

Liquidity and depth data for BTC/ETH aren’t disclosed publicly, but Plus500 typically operates as the counterparty to your trades rather than routing through public order books, so traditional volume or depth metrics are not directly applicable.

Kuna’s 24-hour volume is modest (several million USD equivalent), with BTC/USDT and ETH markets showing some activity; however, order-book depth is not publicly detailed, suggesting liquidity is appropriate for medium-sized trades but not high-frequency institutional-level operations.

Tools

The platform supports limit, stop-loss, trailing-stop, and conditional orders, offers price alerts and advanced charting with technical indicators, yet lacks external API access or native TradingView integration for algorithmic or programmatic trading.

Kuna supports basic order types like limit, market, and stop orders, features standard trading charts (not TradingView-native), and provides API access; it doesn’t offer advanced charting tools, OCO orders, price alerts, or built-in TradingView integration.

Geographic Restrictions by Product

Availability of key products like crypto CFDs and futures varies by jurisdiction—for instance, CFDs are not available to U.S. traders, and futures may be restricted or offered under a separate U.S. entity depending on local regulation.

While spot trading is broadly available, Kuna does not provide derivatives or advanced products in any region, and its services are restricted for U.S. users; features like staking may also be limited depending on local regulations.

Innovation

Plus500 does not offer innovative features like launchpads, launchpools, or differential earn programs—its platform focuses on the core CFD experience without those DeFi-style utility or token launch functionalities.

Kuna’s innovation footprint includes unique tools like Kuna Code (transfer via code), Kuna Pay (payment processing), and browser extensions from the community, but it currently lacks features such as a launchpad, launchpool, or differentiated flexible vs locked earning programs.

Security, Regulation & Custody

Operating Entity & Jurisdiction

Plus500 Ltd is a publicly traded fintech company founded in 2008, headquartered in London (listed on the LSE as part of the FTSE 250), and operates via regional subsidiaries based in Cyprus, the UK, Australia, Singapore, Israel, the Seychelles, the UAE, Japan, the Bahamas, and others.

Kuna was founded in 2014 in Ukraine and maintained operations through regional entities—including those in the UK and Lithuania—but as of March 2025, the platform has fully ceased operations and is no longer active.

Licenses/Registration

The platform is licensed and regulated by multiple top-tier authorities including the UK FCA, CySEC (EU), ASIC (Australia), MAS (Singapore), ISA (Israel), along with recent additions such as the Canadian Investment Regulatory Organization and UAE approval; not specifically under MiCA/EU frameworks.

Kuna did not hold formal VASP licenses under European frameworks like MiCA, nor did it register under equivalent regimes; current regulatory programs such as those in the Cayman Islands or EU never applied to Kuna due to its closure prior to implementation of those licensing regimes.

Custody

Plus500 holds client funds in segregated accounts in compliance with regulations, but it does not support direct crypto custody—hence no public proof of reserves, cold storage statistics, or third-party wallet audits are offered.

Kuna undertook what it called “the largest Proof of Reserves in history” to demonstrate backing of user funds, though there is no evidence of third-party audits, formal PoR implementation, or specified cold storage reserve ratios.

Insurance & Protection Funds

There is no mention of specific crypto or third-party insurance on holdings; however, regulated jurisdictions provide standard investor protections, such as compensation schemes in the UK and EU for client funds.

No formal insurance products or customer protection funds were publicly offered or advertised by Kuna at any point during its operation.

Incident History

There are no widely reported incidents of security breaches or hacks on record; past regulatory action includes an FCA fine in earlier years for AML-related deficiencies, but there have been no recent major operational interruptions.

Kuna maintained a calm incident history, with no publicly documented hacks, platform outages, account freezes, or regulatory fines reported prior to its closure.

Risk Controls

Plus500 employs standard security controls such as SSL encryption and protected logins; however, features like two-factor authentication, address whitelisting, anti-phishing tools, sub-account structures, or granular API access are not prominently highlighted as available.

Kuna offered basic security features such as two-factor authentication (2FA) and email confirmations, though advanced tools like withdrawal whitelists, anti-phishing measures, tiered sub-accounting, or granular API permission controls were not prominently supported.

Transparency

Plus500 publishes regular financial and corporate reports, operates under UK corporate governance standards, and adheres to regulatory transparency; public blockchain wallet visibility or formal SLAs are not provided.

There were no monthly transparency reports, public audit statements, or disclosed service-level agreements. While the platform shared its initiative around reserves, ongoing financial transparency metrics or operational dashboards were not made available.

Deposits, Withdrawals, KYC & Support

Fiat Deposit Methods

You can deposit via bank transfers, Visa/MasterCard, PayPal, Skrill, Apple Pay, or Google Pay. The general minimum is around $100, though wire transfers may require more depending on your region; maximum limits vary by country and payment method. Deposits are free on Plus500’s side but may incur charges from your provider, and processing typically takes between 1 to 7 business days depending on the method and your location.

Fiat deposit options on Kuna include credit cards (limited to Ukrainian-issued Visa/MasterCard) and payment services like Advanced Cash, Perfect Money, Payeer, or Kuna Code; there’s no publicly stated minimum or maximum, and processing times vary—card payments can be nearly instant, while some transfer methods may take several minutes to days depending on method and region.

Supported Fiat Currencies & Conversion

KYC (Verification Levels)

Account registration is swift and includes mandatory identity verification (KYC/AML). Although Phases like “Basic” or “Advanced” are not explicitly categorized, funding and withdrawal capabilities may be restricted until you submit standard documents like government-issued ID and proof of residence; further verification may be requested depending on individual circumstances.

Kuna requires identity verification to unlock full functionality—basic account creation has limited access, and submitting documents (ID, proof of address) elevates you to a fully verified level, with no public breakdown of tiered access or trading limits, but verification is mandatory for fiat operations.

Withdrawals

Plus500 does not support cryptocurrency withdrawals, only fiat. Withdrawal processing takes around 1 to 3 business days, though your bank or wallet provider may extend that to as much as a week. If you withdraw less than $100, a fee may apply, and exceeding a certain number of monthly withdrawals could also trigger additional charges.

Cryptocurrency withdrawals on Kuna support networks like ERC-20, TRC-20, BTC (native), and others; BTC withdrawals, for example, incur a 0.0005 BTC fee and typically process within 10 minutes after email and 2FA confirmation—limits are set internally and not publicly disclosed.

Customer Support

Support operates 24/7 via live chat and email, with quick response times and an accessible FAQ/Trading Academy for self-help. While response speeds can vary, most clients find support prompt and helpful, aided by a broad knowledge base covering deposits, trading, and platform navigation.

Kuna offers multilingual support via the help center and ticketing system (English, Ukrainian, Russian), with an extensive FAQ and tutorial base—while there’s no 24/7 live chat, support is accessible through email or tickets, and response times are generally prompt but unspecified.

Languages & Localization

The platform supports over 30 languages, including native Spanish, and displays prices in your account base currency (e.g., €). It operates under local regulatory regimes in multiple regions, ensuring that services are tailored to local rules and currency preferences.

The platform supports English (as well as Ukrainian and Russian), displays prices and fees in common fiat currencies like €/USD, and reflects some local regulatory positioning (e.g., awareness of Lithuanian VASP licensing), although it remains primarily headquartered in Ukraine.

App Quality & Stability

Plus500’s app is widely rated as stable and user-friendly across both mobile and web platforms. While specific crash-rate figures and update logs aren’t published, ongoing enhancements and a clean operational record suggest consistent attention to performance and reliability.

Kuna offers a mobile app for both iOS and Android that integrates core features like deposits and withdrawals; while there’s no public data on crash rates or update frequency, documentation includes instructions for confirming withdrawals via the app—suggesting a maintained and functional experience.

Experience, Performance & Ecosystem

UX/UI

Plus500 offers a clean, minimalistic interface designed for quick onboarding—there’s no separate lite or pro mode, just one unified platform that scales from basic to advanced features as you explore it.

Kuna’s design is widely praised for being intuitive and accessible to beginners, with no separate “Lite” or “Pro” modes—just a unified interface that blends simplicity with functionality to help new traders start quickly while still serving seasoned users.

Performance

Execution is generally smooth and low-latency in stable markets, though during extreme volatility the platform may slow down; KYC delays have been reported during bull runs, but such cases are rare and resolve quickly.

Users report that orders on Kuna process nearly instantly under normal conditions; while data on crashes during volatile markets or extended KYC backlogs is limited, the lightweight design and responsiveness suggest generally stable performance even under pressure.

Education

Their Trading Academy includes ebooks, guided videos, and webinars plus a fully functional, unlimited demo account—while most resources are in English, some video subtitles and FAQs support Spanish.

Kuna currently offers limited educational materials and lacks demo or simulator tools; content is primarily in English, Ukrainian, and Russian, with no dedicated academy or learning hub in Spanish available at this time.

Community

Plus500 does not prominently host community forums or manage official Discord or Telegram groups; referral options exist but are based on affiliate links rather than social investor networks.

Kuna fosters an active user community via its official Telegram and social media channels, alongside a generous affiliate/referral program (up to ~75% commission), though it doesn’t operate its own dedicated forums or Discord server.

Integrations

The platform runs its proprietary web and mobile interface and does not support native TradingView, bot integration, tax-report automation, or accounting tool sync.

The platform doesn’t natively integrate with TradingView or third-party trading bots; there are no built-in tax reporting or accounting tools, making it more suited to straightforward trading rather than advanced automation or reporting workflows.

Who Each One Is Best For

Plus500 shines for traders seeking a straightforward, demo-supported CFD experience built around usability and risk tools—especially newcomers or those who prioritize simplicity over advanced automation or social features.

Kuna shines for casual traders, especially in Eastern Europe, who want a no-frills, easy-to-navigate platform for basic spot trading in fiat and crypto—making it a solid fit for those seeking simplicity and regional accessibility rather than advanced trading features.